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Is It Cheaper to Cook at Home or Eat Out? Save Up to $6,000 This Year | PrimeWay Federal Credit Union

Written by Keith Huckabay | Nov 18, 2025 1:26:18 PM

Why Is Fast Food So Expensive Now? The $11.50 Reality

If you're wondering why your McDonald's order costs so much these days, you're not alone. The average fast food combo meal in America now costs $11.50, with some cities seeing prices as high as $14.

How Much Has McDonald's Increased Prices Since 2019?

Menu Item 2019 Price 2025 Price Increase
Big Mac Combo $8.19 $11.29 38%
2-Cheeseburger Combo $5.59 $11.19 100% (doubled!)
Quarter Pounder Combo $7.99 $12.49 56%

The 2-cheeseburger meal that cost $5.59 just six years ago now costs $11.19. That's why 78% of Americans now consider fast food a luxury, not a budget option.

How Much Does the Average American Spend on Food Per Month?

What Does Grocery Shopping Really Cost in 2025?

According to USDA data, here's what Americans actually spend on groceries:

How Much Should I Budget for Groceries Per Month?

Household Size Low-Cost Plan Moderate Plan Liberal Plan
Single Person $318–$366 $386–$458 $458–$571
Couple $636–$732 $772–$916 $916–$1,142
Family of 4 $1,076 $1,326 $1,656

But here's what most people don't know: these numbers don't include food waste.

How Much Food Does the Average American Waste?

The average American family throws away $2,913 worth of food per year. That's $243 per month going straight into the trash. When you add this waste to your grocery bill, the real cost of home cooking jumps from $4.31 to $4.98 per serving.

Is HelloFresh Cheaper Than Grocery Shopping? A Real Cost Comparison

Are Meal Kits Worth It for Saving Money?

Many people assume meal kits are expensive, but the math might surprise you. Here's the actual cost breakdown:

Is EveryPlate Cheaper Than Groceries?

Meal Option Base Cost Hidden Costs Real Cost Per Serving
Grocery Shopping $4.31 +$0.67 (waste) $4.98
EveryPlate $6.00 +$0.69 (shipping) $6.69
HelloFresh $9.99 +$0.69 (shipping) $10.68
Blue Apron $11.00 +$0.69 (shipping) $11.69
 

The surprising answer: Budget meal kits like EveryPlate cost only $1.71 more than grocery shopping when you factor in food waste. For many people, that $1.71 is worth it to avoid planning, shopping, and waste.

Which Meal Kit Is the Cheapest?

Cheapest Meal Kit Services Ranked by Price:

Rank Service Price Per Serving Best For
1 EveryPlate $4.99–$6.00 Budget-conscious families
2 Dinnerly $4.99–$6.99 Simple, quick meals
3 HelloFresh $9.00–$12.49 Variety and convenience
4 Home Chef $9.99–$11.99 Customizable meals
5 Blue Apron $7.99–$12.89 Gourmet cooking
 
 

What Is the Cheapest Way to Feed a Family of 4?

How Can I Feed My Family for $100 a Week?

Yes, you can feed a family of four for $100 per week. Here's exactly how:

$100 Weekly Meal Plan for Family of 4:

Day Meal Cost Servings
Sunday Batch cook chili + spaghetti sauce $31 20 servings
Monday Beef chili with cornbread $8 From Sunday
Tuesday Spaghetti with meat sauce $10 From Sunday + pasta
Wednesday Chicken and rice casserole $6 Fresh cooked
Thursday Leftover chili $0 From Sunday
Friday Tacos with ground beef $12 Fresh cooked
Saturday Leftover spaghetti $0 From Tuesday
Breakfasts Eggs, oatmeal, toast $15 28 servings
Lunches Sandwiches, leftovers $18 28 servings
Total Full week of meals $100 All meals

 

Is H-E-B Cheaper Than Walmart? Complete Texas Grocery Store Comparison

H-E-B vs Walmart vs Kroger: Which Is Actually Cheapest?

For Texas shoppers, H-E-B is often the go-to store. But how do prices really compare?

Texas Grocery Store Price Comparison (Common Items):

Item H-E-B Brand Walmart Kroger
Ground Beef 80/20 (lb) $5.69 $5.98 $6.49
Boneless Chicken Thighs (lb) $3.12 (HCF) $3.99 $4.49
Milk (gallon) $3.79 $3.78 $4.29
White Bread $1.48 $1.42 $1.99
Eggs (dozen) $3.49 $3.48 $4.19
Kidney Beans (can) $0.92 $0.88 $1.19

 

The H-E-B Advantage: Hill Country Fare (HCF)

H-E-B's secret weapon is their Hill Country Fare (HCF) brand - their budget line that's even cheaper than regular H-E-B brand:

H-E-B Brand vs Hill Country Fare Savings:

Product H-E-B Brand Hill Country Fare Savings
Chicken Thighs (lb) $4.99 $3.12 $1.87 (37%)
Sour Cream (16 oz) $2.48 $1.88 $0.60 (24%)
Mozzarella (8 oz) $2.98 $1.97 $1.01 (34%)
Cream of Mushroom Soup $1.00 $0.70 $0.30 (30%)

 

Pro Tip: Shopping exclusively Hill Country Fare can cut your grocery bill by 30-40% compared to name brands.

When to Shop H-E-B for Maximum Savings

H-E-B Combo Loco Deals:

  • Weekly rotating deals on meat + sides
  • Example: Buy pork shoulder, get free tortillas and salsa
  • Typically saves $5-8 per combo

H-E-B Digital Coupons:

  • Load to your H-E-B app
  • Stack with sale prices
  • Average savings: $15-25 per trip

Best Days to Shop H-E-B:

  • Wednesday: New weekly ads start
  • Tuesday: Senior discount (55+) - 5% off
  • Sunday morning: Best meat markdowns