Financial advisors often recommend debt repayment when asked what an individual should prioritize in terms of financial health. COVID-19 changed this focus as many started to worry about their savings amidst such economic turmoil. That said, the goal of debt repayment remains a noble one. Indeed, virtually everyone should be focused on this as part of their overall financial strategy. How does debt repayment reduce the overall burden and stress of debt? We want to take a deep dive into this topic to see what kind of debt consolidation moves one should consider.