Take this moment as a wake-up call to pay attention to what is going on with your personal finances. News stories about financial markets often have an overly-emphasized focus on various wiggles in the stock market. Additionally, many of those news stories intentionally over-complicate the role of personal finance in our day-to-day lives. However, the reality is that personal financial decisions that you make in your teens and 20's will likely have a lasting impact much deeper into the rest of your life than you may realize at this time. It is so critical to begin investing as soon as possible.