PrimeWay Blog

Where's My Refund? 8 Common Delays & How to Fix Them {{ hubdb_table_rows('promo_codes_and_rates')[17].year}} | PrimeWay Federal Credit Union

Written by Laurie Masera Garza | Mar 19, 2025 8:31:55 PM

Tax Refunds: How to Track Your Money and Fix Delays

Every year, millions of people wait for their tax refund money. This money is important for many families to pay bills, reduce debt, or add to savings. But sometimes getting your refund isn't quick or easy. This guide will help you track your refund and understand why it might be delayed.

How to Check Where Your Refund Is

IRS Tools You Can Use

The IRS (tax agency) gives you several ways to check your federal tax refund:

1. "Where's My Refund?" Website

  • You'll need:
    • Your Social Security Number
    • Your filing status (single, married filing jointly, etc.)
    • The exact refund amount from your tax return
  • Updates once a day, usually at night
  • Might not work between 4-5 a.m. Eastern Time because of updates

2. IRS2Go Phone App

3. Phone Numbers to Call

  • For this year's refunds: 800-829-1954
  • For changed or fixed returns: 866-464-2050
  • Be ready to wait on hold
  • The computer system can tell you basic info without talking to a person

Checking State Tax Refunds

Each state has its own system. Visit your state's tax website to check. Some examples:

  • Texas: Texas does not have state income tax.
  • New York: tax.ny.gov/pit/file/refund.htm
  • Georgia: dor.georgia.gov/taxes/check-my-refund-status
  • Colorado: tax.colorado.gov/where-is-my-refund

How Long Refunds Usually Take

How You Filed Normal Wait Time Notes
E-filed with direct deposit 21 days or less Fastest way
E-filed with paper check 21 days plus mail time Mail adds days
Paper return with direct deposit Up to 4-6 weeks Paper takes longer
Paper return with paper check Up to 4-6 weeks plus mail time Slowest way
Fixed/changed returns Up to 16 weeks Check at irs.gov/filing/wheres-my-amended-return
Returns with EITC/ACTC tax credits No earlier than late February Required by law

 

Remember: These are normal times when everything goes right. Problems can make these times longer.