Every year, millions of people wait for their tax refund money. This money is important for many families to pay bills, reduce debt, or add to savings. But sometimes getting your refund isn't quick or easy. This guide will help you track your refund and understand why it might be delayed.
The IRS (tax agency) gives you several ways to check your federal tax refund:
Each state has its own system. Visit your state's tax website to check. Some examples:
How You Filed | Normal Wait Time | Notes |
---|---|---|
E-filed with direct deposit | 21 days or less | Fastest way |
E-filed with paper check | 21 days plus mail time | Mail adds days |
Paper return with direct deposit | Up to 4-6 weeks | Paper takes longer |
Paper return with paper check | Up to 4-6 weeks plus mail time | Slowest way |
Fixed/changed returns | Up to 16 weeks | Check at irs.gov/filing/wheres-my-amended-return |
Returns with EITC/ACTC tax credits | No earlier than late February | Required by law |
Remember: These are normal times when everything goes right. Problems can make these times longer.