Skip to main content

Our Biggest Rewards
Our Biggest Rewards

You won’t find more generous rewards than these. For every dollar you spend, earn 4 points on restaurant purchases, 3 points for airline purchases, 2 points for gas station purchases, and 1 point for everything else you buy.

5-Year Redemption Period
5-Year Redemption Period

Unlike some rewards cards, with the Premier Rewards American Express® Card, you have five full years to redeem your points for rewards.

10,000 Bonus Points
10,000 Bonus Points

Spend $1,000 in the first three months and get a generous 10,000 bonus points (redeemable for $100 cash back).

First Year Free
First Year Free

We’ve waived our annual fee for the first year, so you can earn the points you deserve.

No caps or limits on the points you can earn
American Express Rewards Card Features
No caps or limits on the points you can earn

How to Get Our Premier Rewards American Express® Card

Step 1
Step 1

Complete the online application by clicking the button below.

Step 2
Step 2

After being approved, receive your credit card in the mail.

Step 3
Step 3

Start making your everyday purchases and earning big rewards!

Premier Rewards American Express® Card FAQs

Do the categories I earn extra rewards in change throughout the year?

No. Unlike other reward cards, you don’t need to keep track of changing categories.  In addition to earning points on all of your purchases, you’ll automatically earn extra points when you spend in the categories stated above.

If a customer closes a rewards account, can points still be redeemed?

No. A Cardmember's account must be open and in good standing in order for rewards points to be redeemed.

How long will points remain in a cardmember’s account?
Any points earned will remain in the Cardmember's account for five years to the end of the quarter in which they are earned. When points are redeemed, the earliest earned points are used first.

Learn Why Our Members Love PrimeWay

We make your dreams our mission – every day. Read what our members have to say about how PrimeWay membership has helped them achieve their dreams.

1356947648
1199457382
1223833738
Jim Vo
1247181187
1195996696

We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

Premier Rewards Card Points: You will earn 1 Reward Point ("Point") for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: service stations or automated fuel dispensers. You will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code of airlines. You will earn 3 additional Points (for a total of 4 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at any merchant classified as a restaurant.

The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. Points expire five years from the end of the quarter in which they are earned. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, program misuse, failure to pay, bankruptcy, or death.) Points will be awarded to the primary cardmember and may not be redeemed by an authorized cardmember on the Account.

Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only within seven business days or as a statement credit to your credit card account within one to two billing cycles. If you're approved for a new Premier Rewards American Express Card, one-time bonus points will be awarded after eligible net purchases totaling $1,000 or more are made to your account within three months from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account.

Elan Financial Services provides Zero Fraud Liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

Welcome Back!