You can deposit as little as $300 or as much as $5,000 to determine the credit limit on your card.
We’ll hold your security deposit in an interest bearing account, so your money will work for you every day.
With timely monthly payments, you can quickly build a credit history and may be able to qualify for an unsecured card in as little as a year’s time.
Some secured cards have high yearly fees. Ours is only $35, so you can make positive changes in your life without overpaying.
Yes. Your credit line will equal the amount of your secured savings deposit.
Yes. If we are unable to approve your application, the security deposit will be returned using the same method of payment that was used when your application was submitted.
"I never feel like a customer, more like family. Over my years of membership, the bankers have taken the time to educate me about my money – they have made the process easy."
"My parents have been members for years. My family trusts PrimeWay."
"I've been a member since 1968. My relationship with PrimeWay has been rock solid."
"Originally I joined PrimeWay because of a great rate on a personal loan. I've remained a member ever since."
"We live in this community and the new branch location is perfect and the promotional CD rate is even better."
"PrimeWay helped with my daughter's college tuition. The process was easy."
We may change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.
Late payments and going over the credit limit may damage your credit history.
Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.