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Get up to $5,000 in Credit
Get up to $5,000 in Credit

You can deposit as little as $300 or as much as $5,000 to determine the credit limit on your card.

Earn Interest on Your Deposit
Earn Interest on Your Deposit

We’ll hold your security deposit in an interest bearing account, so your money will work for you every day.

Establish a Good Credit History
Establish a Good Credit History

With timely monthly payments, you can quickly build a credit history and may be able to qualify for an unsecured card in as little as a year’s time.

Low Annual Fee
Low Annual Fee

Some secured cards have high yearly fees. Ours is only $35, so you can make positive changes in your life without overpaying.

Receive up to a $5,000 credit limit
Secured Visa® Card Features
Receive up to a $5,000 credit limit

How to Get Our Secured Visa® Card

Step 1
Step 1

Complete the online application by clicking the button below.

Step 2
Step 2

After being approved, receive your credit card in the mail.

Step 3
Step 3

Enjoy the flexibility of having your own credit card, with the structure to help prevent overspending!

Secured Visa® Card FAQs

Will my credit limit match my security deposit?

Yes. Your credit line will equal the amount of your secured savings deposit.

Will I get my security deposit back if my application is declined?

Yes. If we are unable to approve your application, the security deposit will be returned using the same method of payment that was used when your application was submitted.

What increments must the security deposit be made in?
The security deposit must be made in even $100 increments.

Learn Why Our Members Love PrimeWay

We make your dreams our mission – every day. Read what our members have to say about how PrimeWay membership has helped them achieve their dreams.

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We may change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

Late payments and going over the credit limit may damage your credit history.

Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

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