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Low Rates
Low Rates

Transfer your balances and enjoy our 0.00% introductory rate. With lower payments and no interest, you can focus on paying down your debt and getting your financial dreams on track.

Extended Introductory Period
Extended Introductory Period

Had enough of cards that tempt you with low rates only to raise them quickly? With the Visa® Platinum Card from PrimeWay, you’ll get the low introductory rate for 20 billing cycles.

Chip Technology
Chip Technology

The Visa® Platinum Card is equipped with state-of-the-art chip technology to protect your purchases – every day.

No Annual Fee
No Annual Fee

With the Visa® Platinum Card, there are no annual fees and no hidden fees – ever.

0.00% Introductory APR
Low Rate Credit Card Features
0.00% Introductory APR

How to Get Our Low Rate Credit Card

Step 1
Step 1

Complete the online application by clicking the button below.

Step 2
Step 2

After being approved, receive your credit card in the mail.

Step 3
Step 3

Transfer existing debt to this Visa® Platinum Card and pay less interest!

Visa® Platinum Card FAQs

How long will I get the introductory APR?

The extended introductory period lasts for 20 billing cycles.

Is there a fee to pay when I transfer my balances?

Yes. We charge a 3% fee per transfer and there’s a $5 minimum.

Does the introductory rate apply to cash advances?
No, the introductory rate does not apply to cash advances.

Learn Why Our Members Love PrimeWay

We make your dreams our mission – every day. Read what our members have to say about how PrimeWay membership has helped them achieve their dreams.

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The introductory rate does not apply to cash advances. Balance Transfer fee of 3% of each transfer amount, $5 minimum will apply. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.

We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

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