The spirit of the season is a wonderful time when we give thoughtful gifts to all on our lists. But it’s easy to place yourself in a difficult spot where the credit card bills shock your senses and the feeling of goodwill fades.

The Club Savings account helps you budget and prepare for holiday shopping because you save your money throughout the year for purchases. Deposits made into this account are distributed the first week of November every year, and all but the initial $25 deposit is distributed. This keeps your Club account open for the following year!

  • Dividends earned on accounts with average daily balance of $100 or more**
  • Dividends compounded and credited monthly
  • Yearly distribution is transferred to a primary savings account on or after November 1st

**Dividends are calculated on an average daily balance. Dividends are compounded and paid monthly. Refer to your Rate Schedule for the current interest rate. If you close your account before the end of the month, you will not receive accrued dividends. † Transaction Limitations apply. If you withdraw any of the account balance at any time, you will be charged a $5 fee. You may make transfers or withdrawals in the first seven (7) days after the account is opened without restriction. Money saved is distributed on November 1st every year.