We at PrimeWay want to make sure you're informed. Equifax, one of the three major credit reporting bureaus, recently fell victim to an hacking incident in which 143 million credit records were stolen. PrimeWay does not report to Equifax.

The sensitive personal information exposed in this data breach included: Names, Social Security numbers, birth dates, addresses and in some instances, credit card numbers. Even if you are not one of the people affected, here are some precautions to take now to monitor and protect your identity.

Stay on top of your credit
You can check your credit reports from Equifax, Experian, and TransUnion — for free — by visiting annualcreditreport.com. You get one free credit report per year. However, if you don't mind ads, Credit Karma also provides a credit report updated monthly for free. That is not an endorsement, just a suggestion. Accounts or activity that you don’t recognize could indicate identity theft.

Monitor your credit card and bank accounts closely
Review your accounts daily, and look for any charges you don't recognize. Make it easy by signing up for Online Banking and downloading the PrimeWay mobile app today. You can register for Fraud Text Alerts for your debit card. If you have a PrimeWay Elan Credit Card you should download the Elan Credit Card app for apple or android to manager activity.

Consider adding a credit freeze or fraud alert to your credit file
A fraud alert warns creditors that you may be an identity theft victim and that they should verify identity before opening credit in your name.

A credit freeze restricts access to your credit report, therefore making it harder for someone to open a new account in your name. Keep in mind that a credit freeze won't prevent unauthorized use of existing accounts.

The three credit bureaus you should contact to place the freeze are: Equifax, Transunion, and Experian.

File your taxes early
Scammers may try to use your Social Security number to claim a tax refund. Beat them to it by filing your return promptly.
Being proactive and using good judgment is essential in dealing with the aftermath of this incident. To learn more about protecting yourself after a data breach, please visit IdentityTheft.gov

Quick Checklist

  • Go to www.equifaxsecurity2017.com to check whether he or she is one of the 143 million people whose data may have been compromised
  • Set fraud alerts - all bureaus
  • Monitor credit activity (www.annualcreditreport.com, etc.)
  • Reset account passwords, PIN codes and other log-in credentials on financial accounts that may be vulnerable.
  • Establish multiple-authentication protocols for financial accounts and email, when possible
  • Establish credit monitoring service through Equifax or through other service providers

Find Out If You Were Affected

If you have any question you can contact Equifax here

EquiFax Information Services, LLC.
P.O. Box 740256
Atlanta, GA 30348

(866) 349-5191