Protect Your Checking Account with Occasional Overdraft Privilege.

With so much happening in your busy life, you are bound to make an occasional mistake. When you don't have enough money in your checking account to cover a transaction, that mistake is not only can be costly. Fees charged by merchants for these mishaps can really add up quickly.

When you opt-in to PrimeWay's Occasional Overdraft Privilege, we'll help you avoid those situations. For a $30 dollar fee per event, we may cover up to $1000 if your account has insufficient funds. Then, you'll have a full 30 days to bring your account back to a positive balance.

What kind of transactions are covered?

  • Checks
  • In-Person Withdrawals
  • ATM Withdrawals
  • ACH and Electronic Transactions
  • Debit Transactions

We do not condone spending money that you do not have, but we understand that sometimes life throws you a curve ball. In those instances, wouldn't it be great to know that you are covered? Without Occasional Overdraft Privilege, the law requires us to decline your transaction if you have insufficient funds.

If you never need the service, it costs you nothing. It truly is better to be safe than sorry.

To opt-in today, simply complete our Terms and Agreement Form. Then return it to us by email at, or by mailing it to PrimeWay Federal Credit Union, P.O. Box 53088, Houston, TX. 77052. You can also opt-in by calling us at 713.799.6200 or by visiting any one of our 9 convenient locations.

For complete details and eligibility, visit page 6 of our Current Membership Agreement.