Protecting Yourself Against Fraud
Most of us regularly shop online and access our financial accounts electronically. With technology advancing, it has become increasingly convenient and efficient to do business online, but we must remain cautious.
More than ever, individuals need to be on alert when navigating through websites and sharing information online. Unfortunately, with very advancement, there has to be an equally efficient amount of security to protect your money! Check out this list of tactics to prevent fraudulent activity on your account.
- Spoofing: Copying the look of a legitimate website for fraudulent use
- Phishing: Sending phony e-mails, usually about an urgent problem, that points individuals to a spoof website to get people to reveal private information
- Smishing: Uses phishing techniques through cell phone text messages
To avoid devastating trouble, consider the following.
Don’t Take The Phishing Bait
- No reputable company would ask for personal information on an unsecure site.
- Shop with companies you know and ensure the site is secure before providing payment information.
- Double-click on the closed padlock in the browser to view the website’s authenticity certificate.
Protect Your Home Computer
- Keep virus software updated to protect data stored on your computer.
- Read e-mails only from senders you know.
- Do not open attachments without verifying with the sender.
- Install firewall software to protect your computer system.
Never Provide This Information On An Unsecure Website
- Social Security number
- Account numbers
- Mother’s maiden name
- Birth date
Online transactions are a wonderful modern-day development. Just make sure you’re doing business the secure way!