Protecting Yourself Against Fraud
Transacting business has become increasingly convenient and efficient with technological advances. Most of us regularly shop online and access our financial accounts electronically.
More than ever, individuals need to be alert about navigating websites and sharing information online because a couple of phenomena have emerged that put people at risk.
- Spoofing: Copying the look of a legitimate website for fraudulent use
- Phishing: Sending phony e-mails, usually about an urgent problem that point individuals to a spoof website to get people to reveal private information
- Smishing: Uses phishing techniques through cell phone text messages
To avoid devastating trouble, consider the following.
Don’t Take The Phishing Bait
- No reputable company would ask for personal information on an unsecure site.
- Shop with companies you know and ensure the site is secure before providing payment information.
- Double-click on the closed padlock in the browser to view the website’s authenticity certificate.
Protect Your Home Computer
- Keep virus software updated to protect data stored on your computer.
- Read e-mail only from senders you know.
- Do not open attachments with verifying with the sender.
- Install firewall software to protect your computer system.
Never Provide This Information On An Unsecure Website
- Social Security number
- Account numbers
- Mother’s maiden name
- Birth date
Online transactions are a wonderful modern-day development. Just make sure you’re doing business the right way.