Money Management Tools


Financial Analysis At Your Fingertips

What type of vehicle can you get for $200 a month, and should you buy or lease? How much money do you need to retire comfortably? Is it worth it to consolidate your debt?

It’s easy to run the numbers and get answers to these types of questions and more using PrimeWay Federal Credit Union’s financial calculators.

Mortgage Calculators

ARM vs. Fixed Rate Mortgage
Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

Mortgage APR Calculator
Use this calculator to find the APR on your mortgage.

Mortgage Comparison: 15 Years vs. 30 Years
Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.

Loan Calculators

Alternative Payment Frequencies
Use this calculator to determine your payment or loan amount for different payment frequencies.

Auto Calculators

Car Loan Calculator
Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!

Lease vs. Buy
Should you lease your next automobile or finance it? Find out with this calculator!

Investment Calculators

Personal Economic Recovery Calculator
This calculator can help you determine exactly what it might take to return you to your original investment balance.

Retirement Savings and Planning

401(k) Spend It or Save It Calculator
There are several ways to manage your 401(k) when you leave an employer. Making the wrong decision can cost you thousands of dollars both in taxes and lost earnings.

How Important is Social Security?
Use this calculator to determine how losing this important retirement asset could affect you.

How long will my retirement savings last?
Use this calculator to see how long your retirement savings will last based on your retirement savings and your inflation adjusted withdrawals.

Retirement Income
Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.

Retirement Nestegg Calculator
Do you know how much it takes to create a secure retirement? Use this calculator to help determine what size your retirement nestegg should be.

Retirement Planner
Quickly determine if your retirement plan is on track - and learn how to keep it there.

Retirement Shortfall
Running out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan.

Roth vs. Traditional 401(k) and your Paycheck
See how a Roth vs. Traditional 401(k) might affect your take home pay as well as your retirement savings.

Savings Calculators

Benefit of Spending Less
Reducing your spending can be worth more than you might think. Use this calculator to see just how much your budget reductions may be worth.

CD Ladder Calculator
Use this calculator to examine the benefits of investing in a series of Certificates of Deposits with different maturities, also called a CD Ladder.

College Savings
Use this calculator to help develop or fine tune your education savings plan.

Compound Interest and Your Return
This calculator demonstrates how compounding can affect your savings.

Cool Million
Find out when your savings plan may make you a millionaire!

Emergency Savings Calculator
This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.

Home Down Payment Savings Calculator
Use this tool to help you calculate what it might take to save a down payment for your new house.

Lunch Savings
Use this calculator to see how a simple change such as bringing a bagged lunch to work can really add up.

Savings Calculator
Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.

Savings Goals
What will it take to reach your savings goal? This financial calculator helps you find out.

Savings, Taxes, and Inflation
Use this calculator to determine how much your savings will be worth with these two important variables in mind.

Personal Finance

Home Budget Analysis
Analyze your budget, see where your money goes and find out where you can improve!


Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

PrimeWay's Facebook Page PrimeWay's Twitter Page PrimeWay's LinkedIn Page PrimeWay's Google+ Page Link to PrimeWay Pinterest Page PrimeWay's Blog
Copyright © 2015 PrimeWay Federal Credit Union. All rights reserved.
Routing Number: 313083727 • Website Design: ZAG Interactive.

Call (713-799-6200), Contact Us or find Locations & Hours.

RatesSite MapLocations & HoursFinancial CalculatorsDisclosures