Turn Your Dreams into Your Reality

We're Eliminating Overdraft Protection Fees Starting June 1
We are eliminating all overdraft protection fees & lowering Non-Sufficient Funds (NSF) fees to $15. The change goes into effect on June 1. | Join Now & Stay Positive
We're Eliminating Overdraft Protection Fees Starting June 1

Pick Your Auto Loan Perk
Auto Loan Rates As Low As
2.89% APR* for up to 72 Months
Plus, NO PAYMENTS for 90 Days and Pick Your Perk | Apply Now
Pick Your Auto Loan Perk

Rates Are On The Rise
Celebrate your financial wins and know that you have a community that supports your goals! Consolidate your debt into one payment with a Debt Consolidation Loan.
6.99% APR* for the first 12 Months then as low as 7.25% APR for 60 Months | Apply Now
Rates Are On The Rise

Shopping for Your Next Car?
Search for cars online using our Member Auto Center and find information about every aspect of buying a car.
Shopping for Your Next Car?


We Treat Our Members Like Family
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$503 million loaned locally
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$115,000 in scholarships awarded
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Serving the Houston area since 1937
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73,397
Meals Donated
We Partnered with the Houston Food Bank to help our neighbors fight against hunger.
Join Online in 5 Minutes

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Determine your eligibility and select an account to open.

Step 2
Complete the application and take a photo of your ID.

Step 3
Confirm your information and fund your account.
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