High-Yield Money Market Accounts in Houston
Our Money Market Accounts help members boost their savings.
Save, Earn & Spend with a Money Market Account
High Rate of Return
With a high rate of return when compared to traditional savings accounts, the Money Market Account is a low-risk way to put your money to work for you. Plus, your earnings will increase if you maintain a high balance.
Flexible Spending
Unlike a CD, Money Market Accounts are made to be used. You can spend your money when you need to – without penalties.
Free Transfers
Make up to 6 pre-authorized, automated, or telephone transfers from your Money Market Account each month.
Easy Access
Access your Money Market Account online or via our free mobile app, on any device.
Start earning with as little as $5 and watch your rate grow up to 3.50% APY* with your balance.
How to Open a Money Market Account
Step 1
Open your Money Market account online by clicking the button below.
Step 2
Make your minimum deposit - $5 and up.
Step 3
Sit back and watch your money grow each month!
Money Market Account FAQs
No, there isn't a fee, but you must transfer at least $500 at a time.
All Money Market Accounts are NCUA-insured, and therefore insured up to $250,000 per person and backed by the full faith and credit of the United States Government. To estimate your insurance coverage or to find out more on how to structure your coverage, visit the NCUA coverage estimator.
Yes. The Annual Percentage Yield (APY) can change monthly.
Learn Why Our Members Love PrimeWay
Education
"I never feel like a customer, more like family. Over my years of membership, the bankers have taken the time to educate me about my money – they have made the process easy."
Trusted
"My parents have been members for years. My family trusts PrimeWay."
Easy Process
"PrimeWay helped with my daughter's college tuition. The process was easy."
Rock Solid
"I've been a member since 1968. My relationship with PrimeWay has been rock solid."
Great Rates
"Originally I joined PrimeWay because of a great rate on a personal loan. I've remained a member ever since."
Community
"We live in this community and the new branch location is perfect and the promotional CD rate is even better."
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*The Annual Percentage Yield (APY) shown is effective as of the last dividend declaration date, 10/01/2025, and is subject to change without notice.
| Balance | Annual Percentage Yield (APY) |
| $5 - $9999.99 | 3.00% |
| $10,000 - $24,999.99 | 3.10% |
| $25,000 - $49,999.99 | 3.20% |
| $50,000 - $99,999.99 | 3.30% |
| $100,000 - $249,999.99 | 3.40% |
| $250,000 and greater | 3.50% |
The rate is tied to Prime Rate minus 4.00% APR and is subject to change at any time without notice. A minimum of $5 is required to earn the dividend rate. There is a minimum transaction amount of $500 with a maximum of six transactions per month.