The Checking Account That Pays YOU

Best Checking Account

Up to 2.00% APY<sup>✝</sup> Up to 2.00% APY<sup>✝</sup>
Up to 2.00% APY✝

Offering up to 2.00% APY✝ for improved financial growth.

24/7 Mobile Banking 24/7 Mobile Banking
24/7 Mobile Banking

Access your money almost anywhere with our top-rated mobile app.

No Overdraft Fees No Overdraft Fees
No Overdraft Fees

We don't charge overdraft fees, so you can rest easy knowing you won't be hit with unexpected charges.

Money bag No Minimum Balance
No Minimum Balance

Never Worry about maintaining a balance.

 

Compare PrimeWay's Best Checking Account with Other Banks

 

 

PrimeWay's Best Checking

Chase
(Total Checking)

Bank of America
(Advantage SafeBalance)

Wells Fargo
(Everyday Checking)

Capital One
(360 Checking)

Debit Card

Checking

Checking

Checking

Checking

Checking

Monthly Service Fee Waiver Through Debit Card Swipes

Checking

Checking

Checking

Checking

Checking

Access to over 55,000 NO-FEE ATMs Worldwide

Checking

Checking

Checking

Checking

Checking

24/7 Mobile Banking

Checking

Checking

Checking

Checking

Checking

Send and Receive Money with Zelle®

Checking

Checking

Checking

Checking

Checking

ID Fraud & Theft Coverage with Dark Web Monitoring¹ 

Checking

Checking

Checking

Checking

Checking

Get Paid up to 2 Days Early with Direct Deposit*

Checking

Checking

Checking

Checking

Checking

High Yield Dividends - Up to 2.00% APY✝

Checking

Checking

Checking

Checking

Checking

Mobile Phone Protection² 

Checking

Checking

Checking

Checking

Checking

Telehealth³ (Online Doctor Visits for you and your immediate family.)

Checking

Checking

Checking

Checking

Checking

Roadside Assistance² 

Checking

Checking

Checking

Checking

Checking

Rideshare Protection² 

Checking

Checking

Checking

Checking

Checking

Travel and Leisure Discounts² 

Checking

Checking

Checking

Checking

Checking

Shopping Rewards™

Checking

Checking

Checking

Checking

Checking

Free Notary Service

Checking

Checking

Checking

Checking

Checking

Positive Change (Round Up Savings)

Checking

Checking

Checking

Checking

Checking

Financial Wellness 360°

Checking

Checking

Checking

Checking

Checking

Data from financial websites as of January 2024; subject to change. Please verify with institutions.4

 

Become a Member

Your Money, Boosted:
What Makes Best Checking Stand Out?

  • High Yield Dividends - Up to 2.00% APY✝: Earn more with your checking account through our High Yield Dividends, offering up to 2.00% APY✝ for improved financial growth.

  • Early Paycheck Access: Get paid up to 2 days early with Direct Deposit*.

  • Debit Card: Enjoy the flexibility and security of our debit card, accepted worldwide.

  • Roadside Assistance²: Get help for roadside emergencies, ensuring you're never stranded.

  • Rideshare Protection²: Enhance your rideshare experiences with added security.

  • Online Banking with Bill Pay: Manage your finances effortlessly, anytime and anywhere.

  • 55,000+ ATMs: Free access to the Allpoint Network, offering a vast network of ATMs worldwide.

  • Savvy Money Credit Score: Keep track of your credit score and financial health with ease.

  • Positive Change (Round-Up Savings): Automatically round up your purchases to the nearest dollar and save the difference.

  • Zelle® Person-to-Person Payment: Send money to friends and family instantly, without the hassle of cash or checks.

  • Free Notary Service: Benefit from complimentary notary services for all your legal and financial documents.

  • Identity Theft Protection1: Stay secure with comprehensive monitoring and protection services, including:

    • Identity Fraud Resolution Service
    • Dark Web Monitoring
    • Identity Fraud Reimbursement Coverage

  • Financial Wellness 360°: A holistic approach to managing your finances, offering insights and tools for a healthier financial life.

  • Mobile Phone Protection2: Keep your mobile device safe with coverage against damage or theft.

  • Exclusive Discounts²: Access special deals on travel, leisure, and shopping, including $hopping Rewards™.

  • Telehealth³: Enjoy convenient access to healthcare professionals from the comfort of your home, making healthcare more accessible.

  • Debit Advantage® - Buyer’s Protection & Extended Warranty²: Secure your purchases with our Debit Advantage®.

Open an Account

Checking Account FAQs

What is the Best Checking account?

Best Checking is your all-in-one checking solution, packed with indispensable features. Open your account online and manage it effortlessly from your phone or computer. Experience the convenience of Early Paycheck Access with Direct Deposit, a versatile Debit Card and Online Banking with Bill Pay. Plus, enjoy free access to over 55,000 Allpoint ATMs worldwide.

But that's not all! Best Checking also includes:
  • Savvy Money Credit Score
  • Positive Change (Round-Up Savings)
  • Zelle® for Hassle-free Person-to-person Payments
  • Free Notary Service
  • Robust Identity Theft Protection¹
  • Financial Wellness 360°
  • Mobile Phone Protection²
  • Travel and Leisure Discounts²
  • Telehealth³
  • Debit Advantage®
  • Roadside Assistance²
  • Rideshare Protection²
  • High Yield Dividends offering up to 2.00% APY✝
Are there any fees?

There's a $7 monthly fee for Better Checking, which can be easily waived by making 20 Debit Card Swipes per month without any minimum balance or direct deposit requirements.

What if I overdraw my account?

Having a checking account shouldn’t add to your financial stress. With no fees to transfer money from savings to checking and no overdraft fees, PrimeWay makes living positively easy.

What number do I call if I have a question or need help with my benefits?
If you have questions about your benefits or need assistance with registration or activation, please call (866) 210-0361.

Disclosures:
† Annual Percentage Yield. Funds from $1,000.00-$24,999.99. are based on Fed Funds minus 4.25 basis points, with a floor of 0.125. Funds from $25,000.00-$249,999.99 are based on Fed Funds minus 3.25 basis points, with a floor of 0.25.
*Get your paycheck two days early with direct deposit.
¹ Benefits are available to personal checking accounts and their primary accountholder and joint accountholder(s) subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
² Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the insurance document. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
³ Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance.
⁴ The comparison was conducted in January 2024 using information obtained from financial institution websites. This information may change without notice. We encourage you to verify the most current information by directly consulting the websites of the respective financial institutions. We do not assume responsibility for any errors or omissions in the data presented.

Welcome Back!