Choose PrimeWay as Your Mortgage Partner
Competitive Rates
PrimeWay mortgage rates are low to help members achieve their dream of homeownership.
Flexible Terms
Choose the mortgage that suits your needs from an array of flexible products.
Low Down Payment Options
You don’t need a huge down payment to buy a home.
Help and Guidance
Schedule a meeting with a specialist to review your finances and choose the right mortgage.
Choose PrimeWay as Your Mortgage Partner
Take the stress and confusion out of buying a home.
Navigating the process of buying a home requires knowledge and guidance. At PrimeWay, we work with members every day to help them secure the financing they need – for the dream home they deserve.
The Best Room in the House Is Not a Room at All
A PrimeWay home equity line of credit (HELOC) allows you to take advantage of the value you’ve added to your home to secure the line of credit. You can use a line of credit based on the equity of your home for any financial need, including:
Pay off high-interest credit card debt
Eliminate high-interest rate debt and consolidate your payments into one low monthly cost.
Pay for a child’s college education
You've spent years investing in your home – now invest that equity into your child's future.
3.25% APR* Intro Rate for Six Months | Thereafter, Variable Rate - as Low as Prime +0.50% - with a Floor Rate of 4.00% APR.
Promo Code
*APR = Annual Percentage Rate. 1.99% APR is an introductory rate for the first six months of the loan. After the Introductory Period, the rate is variable and based on the value of an index, as low as Prime + 0.50%. The index is the Wall Street Journal’s Prime Rate. The rate will never go below 4.00% APR or above 18.00% APR. There is a 5-year draw period with interest-only payments. 15-year repayment period with substantially equal monthly payments. Minimum credit advance amount is $4,000. There is a $500 Application Fee and up to $740 in closing costs.
Other terms, fees, and restrictions may apply. Maximum 80% CLTV. Certain credit criteria and restrictions apply. Rates and terms are based on a combination of your earned credit score, the term you select, collateral, down payments, loan-to-value (LTV) position and other normal lending criteria. Acceptable property hazard insurance is required, as well as Flood Insurance if the property is in a designated flood zone. You should consult your tax advisor regarding your possible tax implications. Rates are subject to change.
You may request a rate lock one time, which sets a fixed interest rate on your selected balance for a set repayment term. The lock rate is the currently available variable rate plus 0.50%, currently as low as Variable Rate - as Low as Prime +0.50% - with a Floor Rate of 4.00% APR..
PrimeWay Members Dream Big
PrimeWay isn’t just a place to keep your money. We’re a place to build your dreams.
Credit union members aren’t customers – they’re owners. The PrimeWay community is 50,000 strong and growing every day.
