• Home Loans
  • Vehicle Loans
  • Personal Loans
  • Fixed Rate Home Equity Loan - 1st Lien
  • Fixed Rate Home Equity Loan - 2nd Lien
  • Home Equity Line of Credit (HELOC) - 1st Lien
  • Home Improvement Loans - 2nd Lien
Loan Type

Fixed Rate Home Equity Loan - 1st Lien

Term Annual Percentage Rate (APR)
Up to 120 Months as low as 6.85%
Up to 180 Months as low as 6.90%
Up to 240 Months

as low as 7.15%
Up to 360 Months as low as 7.35%
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Loan Type

Fixed Rate Home Equity Loan - 2nd Lien

Term Annual Percentage Rate (APR)
Up to 120 Months as low as 7.70%
Up to 180 Months as low as 7.85%
Up to 240 Months

as low as 8.00%
Up to 360 Months as low as 8.25%
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Loan Type

Home Equity Line of Credit (HELOC) - 1st Lien

Term Annual Percentage Rate (APR)
240 Months:
-60 Month Draw Period
-180 Month Repayment Period		 8.50% The rate is 
variable - as low as Prime +1.00% - with
a floor rate of 4.00% [6]
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Loan Type

Home Improvement Loans - 2nd Lien

Term Annual Percentage Rate (APR)
Up to 60 Months as low as 7.89%
Up to 120 Months

as low as 8.16%
Up to 240 Months

as low as 8.58%
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  • Auto Loans (New & Used)
  • Boat and Personal Watercraft
  • Motorcycle Loans
  • Recreational Vehicle Loans
Loan Type

Auto Loans (New & Used)

Model Years: 2019-2025
Term Annual Percentage Rate (APR) Term Model Years Loan Amount
Up to 36 Months as low as 4.99% 2019-2025 -
Up to 48 Months as low as 5.94% 2020-2025 -
Up to 60 Months as low as 5.94% 2021-2025 Minimum $10,000
Up to 72 Months as low as 5.94% 2022-2025 Minimum $15,000
Up to 84 Months as low as 6.43% 2023-2025 Minimum $35,000
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Loan Type

Boat and Personal Watercraft

Term Annual Percentage Rate (APR) Loan Amount
Up to 36 Months as low as 7.85% -
Up to 60 Months as low as 8.00% Minimum $10,000
Up to 84 Months as low as 8.30% Minimum $15,000
Up to 120 Months as low as 8.45% Minimum $25,000
Up to 144 Months as low as 8.60% Minimum $50,000
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Loan Type

Motorcycle Loans

Term Annual Percentage Rate (APR) Loan Amount
Up to 36 Months as low as 8.00% -
Up to 60 Months as low as 8.15% Minimum $10,000
Up to 72 Months as low as 8.30% Minimum $15,000
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Loan Type

Recreational Vehicle Loans

Term Annual Percentage Rate (APR) Loan Amount
Up to 36 Months as low as 7.85% -
Up to 60 Months as low as 8.00% Minimum $10,000
Up to 84 Months as low as 8.30% Minimum $15,000
Up to 120 Months as low as 8.45% Minimum $25,000
Up to 144 Months as low as 8.60% Minimum $50,000
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  • CD Secured Loan
  • Debt Consolidation Loans
  • Personal Loans
  • Savings Secured Loan
Loan Type

CD Secured Loan

Term Annual Percentage Rate (APR) Loan Amount
- 3.00% + Current CD Rate [8] $500 to $10,000
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Loan Type

Debt Consolidation Loans

Term Annual Percentage Rate (APR) Loan Amount
Up to 24 Months as low as 10.50% Up to $50,000
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Loan Type

Personal Loans

Term Annual Percentage Rate (APR) Loan Amount
Up to 72 Months as low as 10.50% Minimum $15,000 for 72 Months
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Loan Type

Savings Secured Loan

Term Annual Percentage Rate (APR) Loan Amount
- 3.00% + Current Share Rate [8] $500 to $10,000
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After you confirm eligibility, you can open an account online with just a few clicks. All you need is a government-issued ID and your Social Security Number.

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Rates and fees are subject to change at any time.

[6] You may request a rate lock one time, which sets a fixed interest rate on your selected balance for a set repayment term. The lock rate is the currently available variable rate plus 0.500%, currently as low as 4.000%.

[8] For current Share and CD/Share Certificate rates please see Deposit Rates.

[10] New deposits are defined by new deposits of less than $25,000 and does not include current deposit balances. When the minimum new deposit threshold is met, all dollars in the new certificate of deposit qualify for the new rate for the selected certificate of deposit.

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