It shouldn’t be difficult to manage your money and bring your financial dreams to life. At PrimeWay, we provide members with a suite of online & mobile banking tools to ensure you can always get to your money – wherever you are.
Now your phone can be the only financial management tool you’ll need – with our powerful mobile app.
PrimeWay has the checking and savings account options to help you pursue your financial goals. We make managing your money fast and easy with convenient tools you need to control your account and finances – anytime, anywhere.
You can open a savings account with a minimum of $5 – it only takes about 5 minutes to open your account online.
PrimeWay is here to help you achieve all of your goals and we want to be your financial partner. We offer flexible terms and competitive rates on our selection of loans that will work with your budget and fit your life. We also make your loan application process quick and easy.
Let us take away some the stress of car buying. We are happy to introduce PrimeWay's Life Proof Auto Loan!
Whether you are starting your journey to financial freedom, are near retirement, or are somewhere in the middle, PrimeWay Investment Resources can help you.
Our investment professionals are committed to providing you unsurpassed service and financial advice.
The success of your business relies on having access to the resources you need – whether it’s new equipment or office furniture, company vehicles or new office space.
We can help find you the loan or line of credit to help you keep your business moving and take it to the next level.
Your source for information to help you save money every day, secure your finances, grow your business, make your latest project or hobby Pinterest-worthy and learn the ways we give back while having fun in the Houston community.
Whether you're looking to compare mortgage types, calculate a new auto loan payment or get your savings plan in order, we have the calculator for you.
Balances | Dividend Rate | Annual Percentage Yield (APY) | Minimum Opening Balance | Minimum Balance to Earn APY | Minimum Balance to Avoid Service Fee | Dividends Compounded and Credited | Dividend Period |
---|---|---|---|---|---|---|---|
$100 and over | 0.05% | 0.05% | $5.00 | $100.00 | $5.00 | Monthly | Monthly |
Balances | Dividend Rate | Annual Percentage Yield (APY) | Minimum Opening Balance | Minimum Balance to Earn APY | Minimum Balance to Avoid Service Fee | Dividends Compounded and Credited | Dividend Period |
---|---|---|---|---|---|---|---|
$100 and over | 0.05% | 0.05% | $5.00 | $100.00 | $5.00 | Monthly | Monthly |
Balances | Dividend Rate | Annual Percentage Yield (APY) | Minimum Opening Balance | Minimum Balance to Earn APY | Minimum Balance to Avoid Service Fee | Dividends Compounded and Credited | Dividend Period |
---|---|---|---|---|---|---|---|
$100 and over | 0.05% | 0.05% | $5.00 | $100.00 | $5.00 | Monthly | Monthly |
Balances | Dividend Rate | Annual Percentage Yield (APY) | Minimum Opening Balance | Minimum Balance to Earn APY | Minimum Balance to Avoid Service Fee | Dividends Compounded and Credited | Dividend Period |
---|---|---|---|---|---|---|---|
$100 and over | 0.05% | 0.05% | $5.00 | $100.00 | $5.00 | Monthly | Monthly |
Balances | Dividend Rate | Annual Percentage Yield (APY) | Minimum Opening Balance | Minimum Balance to Earn APY | Minimum Balance to Avoid Service Fee | Dividends Compounded and Credited | Dividend Period |
---|---|---|---|---|---|---|---|
$2,500 to $24,999.99 | 0.20% | 0.20% | $2,500.00 | $2,500.00 | $2,500.00 | Monthly | Monthly |
$25,000 to $74,999.99 | 0.25% | 0.25% | $2,500.00 | $2,500.00 | $2,500.00 | Monthly | Monthly |
$75,000+ | 0.35% | 0.35% | $2,500.00 | $2,500.00 | $2,500.00 | Monthly | Monthly |
Balances | Dividend Rate | Annual Percentage Yield (APY) | Minimum Opening Balance | Minimum Balance to Earn APY | Minimum Balance to Avoid Service Fee | Dividends Compounded and Credited | Dividend Period |
---|---|---|---|---|---|---|---|
N/A | 0.00% | 0.00% | $5.00 | None | N/A | Monthly | Monthly |
Balances | Dividend Rate | Annual Percentage Yield (APY) | Minimum Opening Balance | Minimum Balance to Earn APY | Minimum Balance to Avoid Service Fee | Dividends Compounded and Credited | Dividend Period |
---|---|---|---|---|---|---|---|
N/A | 0.05% | 0.05% | $25.00 | None | $1,000.00 | Monthly | Monthly |
Balances | Dividend Rate | Annual Percentage Yield (APY) | Minimum Opening Balance | Minimum Balance to Earn APY | Minimum Balance to Avoid Service Fee | Dividends Compounded and Credited | Dividend Period |
---|---|---|---|---|---|---|---|
N/A | 0.05% | 0.05% | N/A | None | N/A | Monthly | Monthly |
Balances | Dividend Rate | Annual Percentage Yield (APY) | Minimum Opening Balance | Minimum Balance to Earn APY | Minimum Balance to Avoid Service Fee | Dividends Compounded and Credited | Dividend Period |
---|---|---|---|---|---|---|---|
N/A | 0.00% | 0.00% | $25.00 | N/A | N/A | N/A | N/A |
Balances | Dividend Rate | Annual Percentage Yield (APY) | Minimum Opening Balance | Minimum Balance to Earn APY | Minimum Balance to Avoid Service Fee | Dividends Compounded and Credited | Dividend Period |
---|---|---|---|---|---|---|---|
N/A | 0.00% | 0.00% | $25.00 | N/A | N/A | N/A | N/A |
Term | Dividend Rate | Annual Percentage Yield (APY) | Minimum Opening Deposit | Dividends Compounded and Credited | Dividend Period |
---|---|---|---|---|---|
6 Months | 0.25% | 0.25% | $1,000.00 | Monthly | Monthly |
6 Months (Jumbo) | 0.30% | 0.30% | $250,000.00 | Monthly | Monthly |
12 Months | 0.40% | 0.40% | $1,000.00 | Monthly | Monthly |
12 Months (Jumbo) | 0.45% | 0.45% | $250,000.00 | Monthly | Monthly |
18 Months | 0.45% | 0.45% | $1,000.00 | Monthly | Monthly |
18 Months (Jumbo) | 0.50% | 0.50% | $250,000.00 | Monthly | Monthly |
24 Months | 0.50% | 0.50% | $1,000.00 | Monthly | Monthly |
24 Months (Jumbo) | 0.55% | 0.55% | $250,000.00 | Monthly | Monthly |
36 Months | 0.60% | 0.60% | $1,000.00 | Monthly | Monthly |
36 Months (Jumbo) | 0.65% | 0.65% | $250,000.00 | Monthly | Monthly |
48 Months | 0.65% | 0.65% | $1,000.00 | Monthly | Monthly |
48 Months (Jumbo) | 0.70% | 0.70% | $250,000.00 | Monthly | Monthly |
60 Months | 0.70% | 0.70% | $1,000.00 | Monthly | Monthly |
60 Months (Jumbo) | 0.75% | 0.75% | $250,000.00 | Monthly | Monthly |
12 Months Youth Club Certificate | 0.40% | 0.40% | $250.00 | Monthly | Monthly |
12 Months Wealth Builder Certificate | 0.20% | 0.20% | $250.00 | Monthly | Monthly |
Term | Dividend Rate | Annual Percentage Yield (APY) | Minimum Opening Deposit | Dividends Compounded and Credited | Dividend Period |
---|---|---|---|---|---|
6 Months | 0.25% | 0.25% | $1,000.00 | Monthly | Monthly |
6 Months (Jumbo) | 0.30% | 0.30% | $250,000.00 | Monthly | Monthly |
12 Months | 0.40% | 0.40% | $1,000.00 | Monthly | Monthly |
12 Months (Jumbo) | 0.45% | 0.45% | $250,000.00 | Monthly | Monthly |
18 Months | 0.45% | 0.45% | $1,000.00 | Monthly | Monthly |
18 Months (Jumbo) | 0.50% | 0.50% | $250,000.00 | Monthly | Monthly |
24 Months | 0.50% | 0.50% | $1,000.00 | Monthly | Monthly |
24 Months (Jumbo) | 0.55% | 0.55% | $250,000.00 | Monthly | Monthly |
36 Months | 0.60% | 0.60% | $1,000.00 | Monthly | Monthly |
36 Months (Jumbo) | 0.65% | 0.65% | $250,000.00 | Monthly | Monthly |
48 Months | 0.65% | 0.65% | $1,000.00 | Monthly | Monthly |
48 Months (Jumbo) | 0.70% | 0.70% | $250,000.00 | Monthly | Monthly |
60 Months | 0.70% | 0.70% | $1,000.00 | Monthly | Monthly |
60 Months (Jumbo) | 0.75% | 0.75% | $250,000.00 | Monthly | Monthly |
Term | Dividend Rate | Annual Percentage Yield (APY) | Minimum Opening Deposit | Dividends Compounded and Credited | Dividend Period |
---|---|---|---|---|---|
0.15% | 0.15% | $5.00 | Monthly | Monthly |
Term | Annual Percentage Rate (APR) |
---|---|
Up to 120 Months | as low as 3.03% |
Up to 180 Months | as low as 3.15% |
Up to 240 Months | as low as 3.45% |
Up to 360 Months | as low as 3.55% |
Term | Annual Percentage Rate (APR) |
---|---|
Up to 120 Months | as low as 3.78% |
Up to 180 Months | as low as 3.90% |
Up to 240 Months | as low as 4.20% |
Up to 360 Months | as low as 4.30% |
Term | Annual Percentage Rate (APR) |
---|---|
Up to 120 Months | as low as 2.75% |
Up to 180 Months | as low as 2.75% |
Up to 240 Months | as low as 3.00% |
Up to 360 Months | as low as 3.125% |
Term | Annual Percentage Rate (APR) |
---|---|
Up to 180 Months | as low as 3.40% |
Up to 240 Months | as low as 3.40% |
Up to 360 Months | as low as 3.40% |
Term | Annual Percentage Rate (APR) |
---|---|
240 Months: -60 Month Draw Period -180 Month Repayment Period |
1.99% Introductory Rate for first 6 months. After the Introductory Period, the rate is variable – as low as Prime +0.500% – with a floor rate of 4% [1] |
Term | Annual Percentage Rate (APR) |
---|---|
Up to 60 Months | as low as 5.34% |
Up to 120 Months | as low as 5.62% |
Up to 240 Months | as low as 6.03% |
Term | Annual Percentage Rate (APR) | Term Model Years | Loan Amount |
---|---|---|---|
Up to 36 Months | as low as 2.50% | 2015-2021 | - |
Up to 48 Months | as low as 2.50% | 2016-2021 | - |
Up to 60 Months | as low as 2.50% | 2017-2021 | Minimum $10,000 |
Up to 72 Months | as low as 2.50% | 2018-2021 | Minimum $15,000 |
Up to 84 Months | as low as 4.76% | 2020-2021 | Minimum $35,000 |
Term | Annual Percentage Rate (APR) | Loan Amount |
---|---|---|
Up to 36 Months | as low as 4.07% | - |
Up to 60 Months | as low as 4.22% | Minimum $10,000 |
Up to 84 Months | as low as 4.37% | Minimum $15,000 |
Up to 120 Months | as low as 4.52% | Minimum $25,000 |
Up to 144 Months | as low as 4.67% | Minimum $50,000 |
Term | Annual Percentage Rate (APR) | Loan Amount |
---|---|---|
Up to 36 Months | as low as 4.12% | - |
Up to 60 Months | as low as 4.27% | Minimum $10,000 |
Up to 72 Months | as low as 4.42% | Minimum $15,000 |
Term | Annual Percentage Rate (APR) | Loan Amount |
---|---|---|
Up to 36 Months | as low as 4.07% | - |
Up to 60 Months | as low as 4.22% | Minimum $10,000 |
Up to 84 Months | as low as 4.37% | Minimum $15,000 |
Up to 120 Months | as low as 4.52% | Minimum $25,000 |
Up to 144 Months | as low as 4.67% | Minimum $50,000 |
Term | Annual Percentage Rate (APR) | Loan Amount |
---|---|---|
- | 3.00% + Current CD Rate [2] | $500 to $10,000 |
Term | Annual Percentage Rate (APR) | Loan Amount |
---|---|---|
Up to 60 Months | as low as 7.25% [3] | Up to $50,000 |
Term | Annual Percentage Rate (APR) | Loan Amount |
---|---|---|
Up to 72 Months | as low as 7.80% | Minimum $15,000 for 72 Months |
Term | Annual Percentage Rate (APR) | Loan Amount |
---|---|---|
- | 3.00% + Current Share Rate [2] | $500 to $10,000 |
Term | Annual Percentage Rate (APR) | Loan Amount |
---|---|---|
Up to 36 Months | as low as 8.00% | Up to $5,000 |
Fee Description | Fee Amount |
---|---|
Business Analysis Account Fee | $20.00/month |
Business Analysis Checking - Debits | $0.18/debit transaction |
Business Analysis Checking - Credits | $0.75/credit transaction |
Returned Item Fee | $32.00/item |
NSF Fee | $32.00/item |
Occasional Overdraft Privilege Service (OOPS) Fee | $32.00/item |
Stop Payment Fee | $32.00/item |
Domestic Wire Transfer Fee (Outgoing) | $22.00/wire |
Foreign Wire Transfer Fee (Outgoing) | $40.00/wire |
Incoming Wire Transfer Fee | $10.00/wire |
Charge-Back Fee | $20.00/item |
Western Union Transfer Fee | $20.00/transfer |
Monthly Merchant Capture Fee | $35.00/month |
Coin & Change Order Fee | The greater of $5.00 or 3% |
Account Research Fee | $30.00/hour ($15.00 minimum charge) |
Cashier's Check | $10.00/check |
NSF Letter Mailed | $20.00 per occurrence after o/d for at least 10 days |
Paper Statement Fee | $10.00/month |
Same Day ACH Origination | $15 per transaction |
Standard ACH Origination | $0 |
Fee Description | Fee Amount |
---|---|
Debit Card Replacement Fee | $6.00 per card |
Rush Card Fee | $30.00 per order |
Research on Pending Debit Card or ACH Transaction | $5.00 per transaction |
Charge-Back Fee | $15.00 per item |
Copy of Sales Receipt | $13.00 per transaction |
Out-of-Network ATM Services | $3.00 per transaction |
Non-Member ATM Services on PrimeWay ATMs | $3.50 per transaction |
MasterCard Gift Cards | $3.50 per card |
Phone & Online Payment Processing Fee | $10.00 per transaction |
Check-By-Phone Fee | $10.00 per transaction |
Fee Description | Fee Amount |
---|---|
Returned Deposit Item Fee | $30.00 per item returned |
Returned Loan Payment Fee | $30.00 per item returned |
Printed Statement Mailing Fee | $3.00 per month |
Account Research/Reconciliation/Archive Fee | $30.00 per hour ($15.00 minimum charge) |
Statement Copy Fee | $5.00 per page |
Inactive Account Fee | $10.00 per month after 9 months of inactivity |
Verification of Deposit Requests | $5.00 per request |
Cross-Account Telephone Transfers | $2.00 per transfer |
Excessive Loan Denial Fee | $20.00 charged on the 3rd denial in a 12 month period |
Loan Skip-a-Pay Extensions | $25.00 per completed extension |
Lost Title Replacement Fee | $12.00 per title |
Expedited Lost Title Replacement Fee | $20.00 per title |
Legal Process Fee | $100.00 per legal order for freeze, attachment, garnishment, or levy |
Teller Check Fee | $2.00 per check |
Fee Description | Fee Amount |
---|---|
3 x 5 | $25.00 per year |
3 x 10 | $35.00 per year |
5 x 10 | $65.00 per year |
10 x 10 | $110.00 per year |
2 x 5 | $25.00 per year |
5 x 5 | $35.00 per year |
2 x 10 | $30.00 per year |
6 x 10 | $50.00 per year |
9 x 10 | $70.00 per year |
Box Drilling | Third-party service provider fees apply, minimum $100.00 per box |
Lost Key Fee | $25.00 per key |
Key Deposit (refundable, if both keys are returned when box is surrendered) | $25.00 per box |
Fee Description | Fee Amount |
---|---|
Premier Checking Service Fee | $6.00 per month, if minimum daily balance is not met |
Overdraft Transfer (from savings or line of credit loan) | $6.00 per transfer |
NSF Fee | $30.00 per item returned unpaid |
Occasional Overdraft Privilege Service (OOPS) Fee | $30.00 per item paid |
Stop Payment Fee | $30.00 per request |
Negative Account Letter Mailed | $10.00 per occurrence after the account has been overdrawn for at least 10 days |
Cleared Check Inquiry/Copy Fee | $5.00 per item |
Check Printing | Varies by style |
Holiday Account Early Withdrawal Fee | $5.00 per withdrawal |
Money Market Excess Withdrawal Fee | $10.00 per withdrawal after 6 withdrawals per month |
IRA Plan Early Termination Fee | $10.00 if IRA Plan is closed before the owner reaches age 70.5 |
Items Sent for Domestic or International Collection | $20.00 per item |
Fee Description | Fee Amount |
---|---|
Outgoing Domestic Wire Transfer Fee | $22.00 per transfer |
Outgoing International Wire Transfer Fee | $61.00 per transfer |
Undetermined International Account Fee | $20.00 per correspondent transfer |
Incoming Wire Transfer Fee | $10.00 per transaction |
Same Day ACH Origination | $15.00 per transaction |
Online Funds Transfer: Next Business Day | $10.00 per transfer |
POP Money (person to person transfer) | $5.00 per transfer |
Western Union Transfer Fee | $20.00 per transfer |
Cashier’s Check Fee | $4.00 per check |
Money Orders | $2.00 per money order |
Corporate Check Mail Processing Fee | $2.00 per check |
Members Check Cashing | 1% of the total amount of the check(s) presented with a $5.00 minimum, unless the aggregate balance in all accounts is $2,500 or more, or the member has a checking account, or the member has any active loan product |
Non-Member On-Us Check Cashing | 1% of the total amount of the check(s) presented with a $5.00 minimum |
Shared Branch Transactions | $5.00 per transaction |
After you confirm eligibility, you can open an account online with just a few clicks. All you need is a government-issued ID and your Social Security Number.
Prefer to sign up over the phone? You can call us at (713) 799-6200. Have your government-issued ID and Social Security Number ready.
Stop by any one of our eight retail centers. Just bring your government-issued ID and Social Security Number.
Rates and fees are subject to change at any time.
[1] You may request a rate lock one time, which sets a fixed interest rate on your selected balance for a set repayment term. The lock rate is the currently available variable rate plus 0.500%, currently as low as 4.000%.
[2] For current Share and CD/Share Certificate rates please see Deposit Rates.
[3] Rate increases by .25% if auto draft is not set up.
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