Houston Savings Accounts: Earn More with PrimeWay
Keep your money safe and watch it grow with a PrimeWay savings account.
Your Money Should Be Working for You
Earn Returns
With a savings account, your money will earn money. As a PrimeWay member, you may be able to earn dividends on your deposit.
Competitive Rates
We reward our members with competitive interest rates and low fees because it shouldn’t be expensive to grow your money.
Easy Access
Monitor your savings online or using our free mobile app – or visit a local retail center to meet with a representative.
Financial Tools
Use our free online tools to manage your money and watch it work for you, every day.
Your Money Should Be Working for You
Build wealth with a PrimeWay savings account.
It’s not enough to set money aside. If you want to build wealth and bring your dreams to life, you need to put your money to work. Earn money on what you save – and watch your savings grow.
Minimum Balance
Dividend Rate
Minimum Deposit to Open
Primary Savings
Minimum Balance for Earning: $100.00
Dividend Rate: 0.01%
Minimum Deposit to Open: $5.00
Holiday Savings
Minimum Balance for Earning: $100.00
Dividend Rate: 0.01%
Minimum Deposit to Open: $5.00
Certificates of Deposit
Minimum Balance for Earning: $1,000 and up
Dividend Rate: 0.00% to 0.50%
Minimum Deposit to Open: $1,000 and up
Money Market Account
Minimum Balance for Earning: $2,500 and up
Dividend Rate: 0.05% to 0.13%
Minimum Deposit to Open: $2,500 and up
IRAs
Minimum Balance for Earning: $1,000 and up
Dividend Rate: 0.00% to 0.50%
Minimum Deposit to Open: $5 for IRA Savings and $1,000 for IRA CDs
PrimeWay Membership is More Than a Savings Account
What could your money do if you put it to work in the community?
PrimeWay members aren’t just customers – they’re owners. We put our money – and yours – to work to make our community a better place.
Invest in the Future
Thousands of children fed and educated through the PrimeWay Foundation.Related Resources
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*The Annual Percentage Yield (APY) shown is effective as of the last dividend declaration date, 10/01/2025, and is subject to change without notice. A penalty will be imposed for early withdrawal from Share Certificates (CDs) and IRA Certificates. For IRAs, additional taxes and IRS penalties may also apply; consult a tax advisor for details. Fees could reduce earnings on the account.