Find Your Perfect Checking Account in Houston
PrimeWay checking accounts are designed with your needs in mind – because it shouldn’t be difficult to use your money.
Checking the Way You Want It
No Minimum Balance
We recognize that you may not always be able to predict your balance, which is why PrimeWay checking accounts have no minimum balance requirement.
No Overdraft Fees
Having a checking account shouldn’t add to your financial stress. With no fees to transfer money from savings to checking and no overdraft fees, PrimeWay makes living positively easy.
Online & Mobile Banking
It should be easy to review your account and manage your money, and our online and mobile banking tools are there for your convenience.
Credit Union Membership
When you open a checking account, you’ll become a PrimeWay member and enjoy benefits including personalized financial guidance.
Checking the Way You Want It
Affordable rates, flexible features, and the money management tools you need to fund your dreams.
Your ideal checking account should make it easy for you to send and receive money, pay your bills, and turn your dreams into realities. At PrimeWay, we’ve got you covered.
Best Checking
Best Checking Delivers Important Benefits & Services
- High Yield Checking Account - Up to 2.00% APY✝
- Identity Monitoring and Dark Web Monitoring1
- Up to $10,000 Identity Theft Expense Reimbursement Coverage2
- Fully Managed Identity Theft Resolution Services
- Financial Wellness 360° (available via PrimeWay Online Banking)
- Mobile Phone Protection2: Receive up to $500 of replacement or repair costs for damaged or stolen phones
- $hopping RewardsTM: Earn cash rewards when you shop online at dozens of your favorite retailers (registration/activation required; available via PrimeWay Online Banking)
- Travel and Leisure Discounts (available via PrimeWay Online Banking)
- Telehealth3
- Debit Advantage®: Receive Buyer’s Protection2 and Extended Warranty2 for items purchased with this account (Item(s) must be purchased entirely with this account for coverage)
- Roadside Assistance2: 24-hour coverage for roadside assistance
- Rideshare Protection2: Coverage while traveling in a vehicle operated by a Transportation Network Company
- Get Your Paycheck 2 Days Early with Direct Deposit*
- Online Banking with Bill Pay, Zelle®, Debit Card, Free Notary Service, Savvy Money Credit Score, Positive Change (Round Up Savings)
Positive Change
Monthly Account Fee
Monthly Account Fee Wavier
Get Your Paycheck 2 Days Early with Direct Deposit*
Debit Card
Online Banking with Bill Pay
Free ATMs with Allpoint Network
Savvy Money Credit Score
Positive Change (Round Up Savings)
Zelle® Person to Person Payment
Free Notary Service
Identity Theft Protection with Monitoring¹
Identity Fraud Resolution Service
Dark Web Monitoring¹
Financial Wellness 360°
Debit and Credit Card Registration
Identity Fraud Reimbursement Coverage²
Mobile Phone Protection²
Travel and Leisure Discounts
$hopping Rewards™
Telehealth³
Debit Advantage® - Buyer’s Protection² and Extended Warranty²
Roadside Assistance²
Rideshare Protection²
High Yield Dividends - Up to 2.00% APY†
Best Checking
Better Checking
Best Checking
- Get Your Paycheck 2 Days Early with Direct Deposit*
- Debit Card
- Online Banking with Bill Pay
- Free ATMs with Allpoint Network
- Savvy Money Credit Score
- Positive Change (Round Up Savings)
- Zelle® Person to Person Payment
- Free Notary Service
- Identity Theft Protection with Monitoring¹
- Identity Fraud Resolution Service
- Dark Web Monitoring¹
- Financial Wellness 360°
- Debit and Credit Card Registration
- Identity Fraud Reimbursement Coverage²
- Mobile Phone Protection²
- Travel and Leisure Discounts
- $hopping Rewards™
- Telehealth³
- Debit Advantage® - Buyer’s Protection² and Extended Warranty²
- Roadside Assistance²
- Rideshare Protection²
- High Yield Dividends†
Better Checking
- Get Your Paycheck 2 Days Early with Direct Deposit*
- Debit Card
- Online Banking with Bill Pay
- Free ATMs with Allpoint Network
- Savvy Money Credit Score
- Positive Change (Round Up Savings)
- Zelle® Person to Person Payment
- Free Notary Service
- Identity Theft Protection with Monitoring¹
- Identity Fraud Resolution Service
- Dark Web Monitoring¹
- Financial Wellness 360°
- Debit and Credit Card Registration
- Identity Fraud Reimbursement Coverage²
- Mobile Phone Protection²
- Travel and Leisure Discounts
- $hopping Rewards™
- Telehealth³
Good Checking
- Get Your Paycheck 2 Days Early with Direct Deposit*
- Debit Card
- Online Banking with Bill Pay
- Free ATMs with Allpoint Network
- Savvy Money Credit Score
- Positive Change (Round Up Savings)
- Zelle® Person to Person Payment
Student Checking
- Get Your Paycheck 2 Days Early with Direct Deposit*
- Debit Card
- Online Banking with Bill Pay
- Free ATMs with Allpoint Network
- Savvy Money Credit Score
- Positive Change (Round Up Savings)
- Zelle® Person to Person Payment
Checking Account FAQs
Your Membership. Your Checking Account.
When you open a PrimeWay checking account, you get all the benefits of PrimeWay membership, too.
Plus, you’ll be part of a dynamic family of members. Enjoy financial tools, get advice when you need it, and achieve your financial dreams.
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Disclosures:
† This is a variable rate based on the discretion of the Board of Directors. We may change the rate monthly, and there are no limitations on the amount the rate can change.
*Get your paycheck two days early with direct deposit.
¹ Benefits are available to personal checking accounts and their primary accountholder and joint accountholder(s) subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
² Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the insurance document. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
³ Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance.
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