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Checking the Way You Want It

No Minimum Balance
No Minimum Balance

We recognize that you may not always be able to predict your balance, which is why PrimeWay checking accounts have no minimum balance requirement.

No Overdraft Fees
No Overdraft Fees

Having a checking account shouldn’t add to your financial stress. With no fees to transfer money from savings to checking and no overdraft fees, PrimeWay makes living positively easy.

Online & Mobile Banking
Online & Mobile Banking

It should be easy to review your account and manage your money, and our online and mobile banking tools are there for your convenience.

Credit Union Membership
Credit Union Membership

When you open a checking account, you’ll become a PrimeWay member and enjoy benefits including personalized financial guidance.

Checking the Way You Want It

Affordable rates, flexible features, and the money management tools you need to fund your dreams.

Your ideal checking account should make it easy for you to send and receive money, pay your bills, and turn your dreams into realities. At PrimeWay, we’ve got you covered.

PrimeWay's Routing Number

313083727

Best Checking Delivers Important Benefits & Services

  • High Yield Checking Account - Up to 2.00% APY
  • Identity Monitoring and Dark Web Monitoring1
  • Up to $10,000 Identity Theft Expense Reimbursement Coverage2
  • Fully Managed Identity Theft Resolution Services
  • Financial Wellness 360° (available via PrimeWay Online Banking)
  • Mobile Phone Protection2: Receive up to $500 of replacement or repair costs for damaged or stolen phones
  • $hopping RewardsTM: Earn cash rewards when you shop online at dozens of your favorite retailers  (registration/activation required; available via PrimeWay Online Banking)
  • Travel and Leisure Discounts (available via PrimeWay Online Banking)
  • Telehealth3
  • Debit Advantage®: Receive Buyer’s Protection2 and Extended Warranty2 for items purchased with this account (Item(s) must be purchased entirely with this account for coverage)
  • Roadside Assistance2: 24-hour coverage for roadside assistance
  • Rideshare Protection2: Coverage while traveling in a vehicle operated by a Transportation Network Company
  • Get Your Paycheck 2 Days Early with Direct Deposit*
  • Online Banking with Bill Pay, Zelle®, Debit Card, Free Notary Service, Savvy Money Credit Score, Positive Change (Round Up Savings)

Compare Checking Accounts

Monthly Account Fee

Monthly Account Fee Wavier

Get Your Paycheck 2 Days Early with Direct Deposit*

Debit Card

Online Banking with Bill Pay

Free ATMs with Allpoint Network

Savvy Money Credit Score

Positive Change (Round Up Savings)

Zelle® Person to Person Payment

Free Notary Service

Identity Theft Protection with Monitoring¹

Identity Fraud Resolution Service

Dark Web Monitoring¹

Financial Wellness 360°

Debit and Credit Card Registration

Identity Fraud Reimbursement Coverage²

Mobile Phone Protection²

Travel and Leisure Discounts

$hopping Rewards™

Telehealth³

Debit Advantage® - Buyer’s Protection² and Extended Warranty²

Roadside Assistance²

Rideshare Protection²

High Yield Dividends - Up to 2.00% APY

Best Checking

$7
20 Debit Card Swipes per Month

Better Checking

$5
15 Debit Card Swipes per Month

Good Checking

$0
None

Student Checking

$0
None

Checking Account FAQs

What number do I call if I have a question or need help with my benefits?
If you have questions about your benefits or need assistance with registration or activation, please call (866) 210-0361.

Your Membership. Your Checking Account.

When you open a PrimeWay checking account, you get all the benefits of PrimeWay membership, too.

Plus, you’ll be part of a dynamic family of members. Enjoy financial tools, get advice when you need it, and achieve your financial dreams.

Affordable Rates

Affordable Rates

PrimeWay members enjoy low rate checking accounts.

Financial Tools

Financial Tools

Manage your money wherever with online and mobile banking.

Earn Dividends

Earn Dividends

Receive annual dividends based on your balance.

Disclosures:
† Annual Percentage Yield. Funds from $1,000.00-$24,999.99. are based on Fed Funds minus 4.25 basis points, with a floor of 0.125. Funds from $25,000.00-$249,999.99 are based on Fed Funds minus 3.25 basis points, with a floor of 0.25.
*Get Your Paycheck 2 Days Early with Direct Deposit
¹ Benefits are available to personal checking accounts and their primary accountholder and joint accountholder(s) subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
² Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the insurance document. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
³ Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance.

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