Transforming Ordinary into Extraordinary

Best Checking Accout

24/7 Mobile Banking 24/7 Mobile Banking
24/7 Mobile Banking

Access your money almost anywhere with our top-rated mobile app.

No Overdraft Fees No Overdraft Fees
No Overdraft Fees

We don't charge overdraft fees, so you can rest easy knowing you won't be hit with unexpected charges.

No Minimum Balance No Minimum Balance
No Minimum Balance

Never Worry about maintaining a balance.

Compare PrimeWay's Better Checking Account with Other Banks

 

 

PrimeWay's Better Checking

Chase
(Total Checking)

Bank of America
(Advantage SafeBalance)

Wells Fargo
(Everyday Checking)

Capital One
(360 Checking)

Debit Card

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Monthly Service Fee Waiver Through Debit Card Swipes

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Access to over 55,000 NO-FEE ATMs Worldwide

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24/7 Mobile Banking

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Send and Receive Money with Zelle®

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ID Fraud & Theft Coverage with Dark Web Monitoring¹

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Get Paid up to 2 Days Early with Direct Deposit*

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Mobile Phone Protection²

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Telehealth³ (Online Doctor Visits for you and your immediate family.)

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Travel and Leisure Discounts²

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Shopping Rewards™

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Free Notary Service

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Positive Change (Round Up Savings)

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Financial Wellness 360°

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Data from financial websites as of January 2024; subject to change. Please verify with institutions.⁴

 

Become a Member

What Makes Better Checking Stand Out?

  • Early Paycheck Access: Get paid up to 2 days early with Direct Deposit*.

  • Debit Card: Enjoy the flexibility and security of our debit card, accepted worldwide. 

  • Online Banking with Bill Pay: Manage your finances effortlessly, anytime and anywhere.

  • 55,000+ ATMs: Free access to the Allpoint Network, offering a vast network of ATMs worldwide.

  • Savvy Money Credit Score: Keep track of your credit score and financial health with ease.

  • Positive Change (Round-Up Savings): Automatically round up your purchases to the nearest dollar and save the difference.

  • Zelle® Person-to-Person Payment: Send money to friends and family instantly, without the hassle of cash or checks.

  • Telehealth³: Enjoy convenient access to healthcare professionals from the comfort of your home, making healthcare more accessible.

  • Free Notary Service: Benefit from complimentary notary services for all your legal and financial documents.

  • Identity Theft Protection¹: Stay secure with comprehensive monitoring and protection services, including:

    • Identity Fraud Resolution Service
    • Dark Web Monitoring
    • Identity Fraud Reimbursement Coverage

  • Financial Wellness 360°: A holistic approach to managing your finances, offering insights and tools for a healthier financial life.

  • Mobile Phone Protection²: Keep your mobile device safe with coverage against damage or theft.

  • Exclusive Discounts²: Access special deals on travel, leisure, and shopping, including $hopping Rewards™.

Open an Account

Checking Account FAQs

What is the Better Checking account?

Better Checking offers indispensable features. Open your account online and manage it effortlessly from your phone or computer. Experience the convenience of Early Paycheck Access with Direct Deposit, a versatile Debit Card and Online Banking with Bill Pay. Plus, enjoy free access to over 55,000 Allpoint ATMs worldwide. 

Better Checking also includes:
  • Savvy Money Credit Score
  • Positive Change (Round-Up Savings)
  • Zelle® for Hassle-free Person-to-person Payments
  • Complimentary Notary Service
  • Robust Identity Theft Protection¹
  • Financial Wellness 360°
  • Mobile Phone Protection²
  • Exclusive Discounts²
  • Telehealth³
Are there any fees?

There's a $5 monthly fee for Better Checking, which can be easily waived by making 15 Debit Card Swipes per month without any minimum balance or direct deposit requirements.

What if I overdraw my account?

Having a checking account shouldn’t add to your financial stress. With no fees to transfer money from savings to checking and no overdraft fees, PrimeWay makes living positively easy.

What number do I call if I have a question or need help with my benefits?
If you have questions about your benefits or need assistance with registration or activation, please call (866) 210-0361.

Disclosures:
† Annual Percentage Yield. Funds from $1,000.00-$24,999.99. are based on Fed Funds minus 4.25 basis points, with a floor of 0.125. Funds from $25,000.00-$249,999.99 are based on Fed Funds minus 3.25 basis points, with a floor of 0.25.
*Get your paycheck two days early with direct deposit.
¹ Benefits are available to personal checking accounts and their primary accountholder and joint accountholder(s) subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
² Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the insurance document. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
³ Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance.
⁴ The comparison was conducted in January 2024 using information obtained from financial institution websites. This information may change without notice. We encourage you to verify the most current information by directly consulting the websites of the respective financial institutions. We do not assume responsibility for any errors or omissions in the data presented.

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