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Earn Points with Every Purchase
Earn Points with Every Purchase

With every dollar you spend, earn 1.5 rewards points that you can redeem for cash, gift cards, or merchandise.

Low Introductory Rate
Low Introductory Rate

Get things off on the right foot with our 0,00% introductory rate on purchases and balance transfers for the first 6 billing cycles.

No Annual Fee
No Annual Fee

With no annual fee, even hungry college students can afford the Visa Signature® College Real Rewards Card.

Extended Point Redemption Period
Extended Point Redemption Period

Take up to 5 years to redeem the points you earn.

0.00% Introductory APR
Visa Signature® College Real Rewards Card Features
0.00% Introductory APR

How to Get Our Visa Signature® College Real Rewards Card

Step 1
Step 1

Complete the online application by clicking the button below.

Step 2
Step 2

After being approved, receive your credit card in the mail.

Step 3
Step 3

Start earning real rewards on your everyday purchases!

Visa Signature® College Real Rewards Card FAQs

Do I need to be a full-time student to get the College Rewards Credit Card?

No. You just have to be registered and provide your expected graduation date when applying for the card.

What are net purchases?

Reward points are earned on net purchases only. Net purchases include all purchases minus any credits posted to the account for returns during the billing cycle.

How long will points remain in a cardmember’s account?
Any points earned will remain in the cardmember’s account for five years to the end of the quarter in which they are earned. When points are redeemed, the earliest earned points are used first.

Learn Why Our Members Love PrimeWay

We make your dreams our mission – every day. Read what our members have to say about how PrimeWay membership has helped them achieve their dreams.

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The introductory rate does not apply to cash advances. Balance Transfer fee of 3% of each transfer amount, $5 minimum will apply. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.

We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

You will earn 1.5 Reward Points for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back).

The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

Rewards points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only within seven business days or as a statement credit to your credit card account within one to two billing cycles. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. Monthly net purchase bonus points will be applied each billing cycle.

Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

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