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0.00% Introductory APR
0.00% Introductory APR

We’ve made transferring your balances to the Visa® Business Real Rewards Card easy with a rock bottom 0.00% introductory APR for your first six billing cycles – for both transfers and purchases.

No Caps or Limits
No Caps or Limits

Some rewards cards place artificial limits on what you can earn, but not the Visa® Business Real Rewards Card. Earn as many points as you like – and take up to five years to use them.

Free Employee Cards
Free Employee Cards

Do you want your employees to make purchases on behalf of your business? Get free employee cards with individual limits. You can even transfer the points to your card!

Generous Points with Purchases
Generous Points with Purchases

Every time you use your Visa® Business Real Rewards Credit Card, you’ll get 1.5 points for each dollar you spend – every day.

0.00% Introductory APR
PrimeWay Visa Business Real Rewards Card Features
0.00% Introductory APR

Get Your Visa® Business Real Rewards Card

Step 1
Step 1

Fill out the online application using the button below.

Step 2
Step 2

Add up to 10 employees to receive their own card.

Step 3
Step 3

Receive your card(s) via mail and start earning reward points!

Visa® Business Real Rewards Card FAQs

What is a net purchase?
Rewards points are earned on net purchases only. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details.
How long will points remain in a cardmember’s account?

Any points earned will remain in the cardmember’s account for five years to the end of the quarter in which they are earned. When points are redeemed, the earliest earned points are used first.

If a cardmember closes a rewards account, can points still be redeemed?
No. A cardmember's account must be open and in good standing in order for rewards points to be redeemed.

The introductory rate does not apply to cash advances. The rate will end early and increase to the APR for Purchases and Balance Transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit. We apply payments to balances with lower APRs, including promotional APRs, before balances with higher APRs. Balance transfer fees will apply.

We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

Rewards Points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only within seven business days or as a statement credit to your credit card account within one to two billing cycles. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. First use bonus Points are awarded only on Authorized Officer purchases. Monthly net purchase bonus Points will be applied each billing cycle.

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