PrimeWay Recreational Vehicle Loans Make it Easy to Find Your Escape

No matter how you want to spend your free time—traveling cross-country in your RV, water skiing in the Texas lakes, or hopping on your hog to hit the open road—PrimeWay has the recreational vehicle loan for you.

Looking to buy your dream motorhome? Searching for options to finance a new or used boat? Ready for off-roading on an ATV? Just like your recreational choices vary, PrimeWay has financial solutions to make it happen.

We can help you find financing for your recreational vehicle with a competitive interest rate, flexible terms and an easy online application process. It's time for you to start your adventure.

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RV and Motorhome Loansrv-motorhome-loans

PrimeWay's RV and motorhome financing options are as flexible as your recreational needs.

We help you get the RV and motorhome loan that fits your budget so you can get your dream recreational vehicle—whether that is an RV, motorhome, camper, fifth wheel or horse trailer.

Looking to lower your existing payments? We also offer RV loan refinancing with competitive rates that could help bring your payment down.

Our new and used RV loans feature:

  • Fixed rate loans
  • Financing available at most RV dealerships
  • Fixed terms up to 12 years*

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Other Recreational Vehicle Loans We Offer


Boat & Watercraft Loans

New or used, purchase or refinance, power or sail — you'll find the right loan to fit your needs.
Ski boats
Pontoon boats
Sport-Fishing boats
Jet Skis
and many more.

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Motorcycle Loans

Be in control of negotiations with a pre-approval for a new or used motorcycle purchase and enjoy the purchase experience.
Dirt Bikes

Uncomplicated motorcycle loans - flexible rate and term options.

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ATV Loans

Satisfy your adrenaline rush and take it off the streets. We have the right loan for off-road enthusiasts and their tools of the trade.
and more.

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Run Some Numbers and Start Planning

Vehicle Payment Calculator

Recreational Vehicle Financing FAQ

RVs/Motorhomes: Up to 12 years (144 months). Minimum loan amounts apply based on term.

Boats & Watercraft: Up to 12 years (144 months). Minimum loan amounts apply based on term.

Motorcycles: Up to 6 years (72 months). Minimum loan amounts apply based on term.

ATVs & Other Off-Roading: Up to 12 years (144 months). Minimum loan amounts apply based on term.

See our current loan rates

1. Submit Your Loan Application

To get the loan process started, first submit an online loan application. You can also apply by calling (713) 799-6200.

2. Get Preapproved for Your Vehicle

We will process your application and notify you when your preapproval is completed, usually within 24 hours.

3. Negotiate the Best Deal with the Dealership or Seller

Be sure to bring your loan preapproval to the dealer, as this will give you maximum leverage and help you negotiate the best deal.

4. Complete Your Loan Documents

Once you've finalized your deal, send us the purchase agreement and we can finalize your loan documents.

5. Finalize Your Financing

We’ll send the funds to you or the dealer.

Being preapproved helps you because dealers know you are a serious buyer. They’ll be ready to make a good deal to get your business, and you can be confident knowing that you have a low-rate financing option with PrimeWay.

Refinancing is subject to credit approval by PrimeWay Federal Credit Union. Rates will be determined at the time you apply based on application information. Additional terms and conditions apply such as vehicle age and mileage. If you decide to refinance with PrimeWay Federal Credit Union, you may be able to lower your monthly loan payment or reduce your APR. However, if you choose a loan term that is longer than the term left on your existing vehicle loan, you will pay interest over a longer period of time, and the overall cost of your loan may be higher. Consult your financial advisor to see if refinancing your vehicle loan is right for you.