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Affordable Interest Rates
Affordable Interest Rates

As a credit union, PrimeWay passes savings on to members in the form of low interest rates, because getting the money you need shouldn’t be expensive.

Flexible Terms
Flexible Terms

Whether you need an extended term to pay back your loan or you’re prepared to pay it back quickly, we can accommodate your needs with a term that works.

Confidence to Meet Life’s Challenges
Confidence to Meet Life’s Challenges

Nobody likes feeling like they don’t have what they need to rise to a challenge – and we don’t think money should get in the way. A Personal Loan can help you meet your challenges with confidence.

Cash on Hand
Cash on Hand

Even people who are careful with their money sometimes need more than they have. With a Personal Loan, you can get the cash you need to pursue your dreams.

Best Personal Loan Rates in Houston
PrimeWay Flex Personal Loan Features
Best Personal Loan Rates in Houston

How to Get a Personal Loan from PrimeWay

Step 1
Step 1

Click the button below and complete the online application.

Step 2
Step 2

Submit all necessary information and get pre-approved.

Step 3
Step 3

Finalize approval and put your loan money to work!

Having one of those months where money is a little tight due to some unexpected expenses? At PrimeWay, we understand. That's why we offer our members the chance to Skip-a-Pay. For just $35 per qualifying loan, you can skip your payment and free up the cash you need. To quickly skip a payment, log into online banking or your mobile app. Need more info?

Skip-a-Pay Details

Personal Loan FAQs

Are there any limits on how I use the money from my Personal Loan?

No, you can use the money for any opportunity or expense.

How long does the approval process take?

You can receive a decision within minutes. If your credit is a little more challenging, the conversation may take a little longer.

How long will I have to repay my Personal Loan?

We offer a variety of terms. The longest is 72 months.

Is a personal loan eligible for the Skip-a-Pay program?
Yes, our flex personal loans are eligible for the loan Skip-a-Pay program. Skip a payment on eligible loans, quickly within online and mobile banking. Need more information? Visit our Skip-a-Pay program page.

Learn Why Our Members Love PrimeWay

We make your dreams our mission – every day. Read what our members have to say about how PrimeWay membership has helped them achieve their dreams.

Member Testimonial
Member Review
PrimeWay Testimonial
What Our Members Say
Member Testimonial
Member Review

*APR=Annual Percentage Rate. All rates are listed as Annual Percentage Rate (APR). Loans subject to credit approval. Certain credit criteria and restrictions apply. Qualifying rates may be based on a combination of your credit score, the term you select, and other normal lending criteria. Rates are subject to change without notice. For more information, please contact a PrimeWay representative at 713-799-6200.

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