Low Minimum Balance for Earnings
Low Minimum Balance for Earnings

Some traditional banks have strict balance requirements before they pay interest. With the Primary Savings account, you’ll earn interest and dividends with a minimum balance of just $100.

Competitive Interest Rates
Competitive Interest Rates

With a Primary Savings account, you’ll be able to take advantage of competitive credit union rates, which are usually higher than the interest offered by banks.

Monthly Dividends
Monthly Dividends

With a Primary Savings account, you’ll also become a member of PrimeWay. Your minimum balance will earn you dividends that compound monthly.

Online & Mobile Access
Online & Mobile Access

Getting to your money should be easy – and it is, with PrimeWay’s online and mobile banking tools. You’ll be able to get your money wherever you are.

Automatically Earn Interest & Dividends
Open an Account
PrimeWay Primary Savings Features
Automatically Earn Interest & Dividends
Open an Account

Opening a Primary Savings Account is Easy

Step 1
Step 1

Open your account online – it only takes 5 minutes.

Step 2
Step 2

Fund your account with a minimum $5 deposit.

Step 3
Step 3

Start earning interest and dividends!

Get Started

Get Started

Primary Savings Account FAQs

Can I link my savings account to my checking account?

Yes. Linking your accounts makes it easy to manage your money and transfer it between accounts.

Will I still earn dividends if I close my savings account?

No, you must have an open account with a minimum balance of $100 to earn dividends.

Can I access my savings at an ATM?

Yes. PrimeWay members can use over 55,000 in-network ATMs around the world.

Learn Why Our Members Love PrimeWay

We make your dreams our mission – every day. Read what our members have to say about how PrimeWay membership has helped them achieve their dreams.

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Jim Vo
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Education

"I never feel like a customer, more like family. Over my years of membership, the bankers have taken the time to educate me about my money – they have made the process easy."

Sharian Nero
Sharian Nero Member since 2001

Trusted

"My parents have been members for years. My family trusts PrimeWay."

Danielle Blankenship
Danielle Blankenship Member since 2012

Easy Process

"PrimeWay helped with my daughter's college tuition. The process was easy."

Janesha Shoulders
Janesha Shoulders Member since 2018

Rock Solid

"I've been a member since 1968. My relationship with PrimeWay has been rock solid."

Doris Stauffacher
Doris Stauffacher Member since 1968

Great Rates

"Originally I joined PrimeWay because of a great rate on a personal loan. I've remained a member ever since."

Jim Vo
Jim Vo Member since 2005

Community

"We live in this community and the new branch location is perfect and the promotional CD rate is even better."

Joe Darensbourg
Joe Darensbourg Member Since 2011

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*Rates subject to change without notice. All share certificates are compounded monthly or are paid monthly into regular shares, share draft, or money market. Interest will begin to accrue on the business day that you deposit noncash items (e.g. checks) to your account. If you close your account before interest is paid, you will not receive the accrued interest.

If you close any share account before dividends are paid, you will not receive the accrued dividends. Please note that a penalty will be imposed for early withdrawal regarding certificates.

Additional fees may or may not be applicable, and if they are applicable, they could reduce the earnings on the account.

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