

eChecking Account
Our most flexible and affordable checking account designed just for you.
Affordable Online Checking


No Minimum Balance
We recognize that you can’t always predict what you’ll have on your account. With eChecking, you won’t have to because there’s no minimum balance.

No Monthly Service Charge
You have bills to pay, but checking fees shouldn’t be one of them. Our eChecking account has no monthly service charge.

Free Withdrawals
Withdraw money whenever you need to without worrying that you’ll be charged unnecessary fees.

Online & Mobile Banking
Get access to PrimeWay’s full array of online and mobile banking tools with your eChecking account.
Start with Only a $25 Deposit
How to Get an eChecking Account

Step 1
Click the button below to open your account online.

Step 2
Make a minimum deposit of $25 to activate your account.

Step 3
Begin using your eChecking account practically anywhere!
eChecking Account FAQs
Please call PrimeWay at (713) 799-6200 to report lost or stolen checks.
No, there is no minimum balance. You must fund your account with a minimum $25 deposit when you open it.
Yes, you can use PrimeWay’s free mobile app to access your account, deposit checks, and more.
Learn Why Our Members Love PrimeWay






Education
"I never feel like a customer, more like family. Over my years of membership, the bankers have taken the time to educate me about my money – they have made the process easy."

Trusted
"My parents have been members for years. My family trusts PrimeWay."

Easy Process
"PrimeWay helped with my daughter's college tuition. The process was easy."

Rock Solid
"I've been a member since 1968. My relationship with PrimeWay has been rock solid."

Great Rates
"Originally I joined PrimeWay because of a great rate on a personal loan. I've remained a member ever since."

Community
"We live in this community and the new branch location is perfect and the promotional CD rate is even better."

Related Resources
Splurging Is Fun, but When Is Enough, Enough?
Financial Choices in a Tough Economy
Ways to Avoid the Fake Tax Form Scam
5 Tips to Protect Against Elder Fraud and Financial Exploitation
Budget and Balance: Rebuilding My Savings and My Life at 25
Mobile Check Deposit: Is it Safe?
5 Ways to Have More Spending Money on Your Next Vacation
Checkmate: Moving Back in with My Parents After Being Humbled in Cali
Without an Emergency Savings Fund in the California Fires, We Were Toast
Credit Score Myths, DEBUNKED
6 Reasons Your Mobile Check Deposit Can Be Rejected
What Are Overdraft Fees and How to Prevent Them
How to Budget When You Don't Like Budgets
Get Your Kids Excited About Saving!
Whose Fault is Debit Card Fraud?
Your Savings Account Can Help You Be More Financially Stable
Save Money in Creative Ways to Achieve Your Financial Goals
ATM Fraud on the Rise: How to Stay Safe While Getting Cash
How to Maximize Your Tax Refund
Why Get Texts From Your Bank
5 Things I Wish Someone Told Me About My First Credit Card
How to Become the Best Investor Ever
College Cost Planning: How 529 Plans Help You Save Now & Pay Less Later
Moving to a New City Without a Job, Know How to Budget Your Savings
3 Ways to Partner with Us to Build Your Credit Now
Debt Consolidation vs. Debt Settlement
3 Quick Road Trip Tips You Need to Know
4 Debt Consolidation Moves That Can Improve Your Financial Well-Being
Rising Interest Rates: What Do They Mean For You?
It’s National Self Improvement Month
Don't Make These Four Common Tax Mistakes
3 Tips: Keeping Your Friendly Pets From Breaking The Bank
Life After College and the Challenging Journey to Adulting
3 Reasons Why Using Cash is Better than Credit
If Adulting Includes a Road Trip From Hell, a Cali Move Checks The Box
5 Tips on How to Lower Your Grocery Bill This Summer
Not Using Your Digital Wallet? Here’s Why You Should
California Dreaming: Moving Out of State and the Warning Signs I Ignored
Are Meme Stocks Highly Dangerous to Your Long-Term Investing Strategy
Making Sense of Debt Management: Snowflake, Snowball, and Avalanche
5 Ideas to Finding Dad The Perfect Gift at The Perfect Price
How Often Should You Monitor Your Checking Account
APR (Annual Percentage Rate) Explained
Skip the Gym, Save Money & Lose Weight
How to Get Out of Debt and Save Money at the Same Time
How to Start Teaching Toddlers About Money
How Millennials Can Start Micro-Investing with an Online Checking Account
5 Tips to Start Saving for the Holidays
*Rates subject to change without notice. All share certificates are compounded monthly or are paid monthly into regular shares, share draft, or money market. If you close any share account before dividends are paid, you will not receive the accrued dividends.
Additional fees may or may not be applicable, and if they are applicable, they could reduce the earnings on the account.