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Flexible Terms
Flexible Terms

PrimeWay’s IRA CDs have short terms and long terms to suit your needs. Our shortest term is 6 months and our longest term is 60 months, so you can choose the term that will help you bring your dreams to fruition.

Tax Advantages
Tax Advantages

We offer Traditional, Roth and Coverdell IRAs. With a Traditional and Coverdell IRA, you’ll enjoy tax-deferred savings; the Roth IRA uses post-tax contributions, but you’ll enjoy tax-free withdrawals later.

Fixed or Variable Options
Fixed or Variable Options

Choose our PrimeWay Tax Advantage IRA Savings Account for a variable rate, or one of our PrimeWay IRA CDs for a fixed rate that’s locked in for a specified term.

Convenient Access
Convenient Access

You can access your IRA and view your earnings online or using our free mobile app.

Dividends Compounded & Credited Monthly
PrimeWay IRA Features
Dividends Compounded & Credited Monthly

Opening an IRA is Easy

Step 1
Step 1

Schedule an appointment with one of our financial advisors to set up your account.

Step 2
Step 2

Choose which account is right for you and deposit your funds.

Step 3
Step 3

Set up automatic transfers and watch your money grow each month!

IRA FAQs

What’s the minimum deposit for an IRA CD?

The minimum deposit is $2,500 and you’ll earn a higher return on higher deposits.

How does the term I choose affect my earnings?

With a short term, you’ll earn lower dividends than you would with a long term. The choice is yours to make.

Does the US government insure PrimeWay’s IRA Savings Accounts and IRA CDs?

Yes. Our IRA accounts are all NCUA-insured and protected by the full faith and credit of the United States Government.

Learn Why Our Members Love PrimeWay

We make your dreams our mission – every day. Read what our members have to say about how PrimeWay membership has helped them achieve their dreams.

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