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IRAs
Secure your future, your way – whether you are just getting started saving or want a better option to manage your savings.
The Investments You Want for the Future You Deserve
![The Investments You Want for the Future You Deserve](https://f.hubspotusercontent00.net/hub/6173259/hubfs/Website%20Images%202.0/Savings%20Accounts/1801873180.jpg?width=1000&height=1000&name=1801873180.jpg)
![Flexible Terms](https://6173259.fs1.hubspotusercontent-na1.net/hub/6173259/hubfs/Website%20Images%202.0/New%20Icons/Second%20Round%20ALL/Document%20signature-1.png?width=64&height=64&name=Document%20signature-1.png)
Flexible Terms
PrimeWay’s IRA CDs have short terms and long terms to suit your needs. Our shortest term is 6 months and our longest term is 60 months, so you can choose the term that will help you bring your dreams to fruition.
![Tax Advantages](https://6173259.fs1.hubspotusercontent-na1.net/hub/6173259/hubfs/Website%20Images%202.0/New%20Icons/Second%20Round%20ALL/Money%20bag-1.png?width=64&height=64&name=Money%20bag-1.png)
Tax Advantages
We offer Traditional, Roth and Coverdell IRAs. With a Traditional and Coverdell IRA, you’ll enjoy tax-deferred savings; the Roth IRA uses post-tax contributions, but you’ll enjoy tax-free withdrawals later.
![Fixed or Variable Options](https://6173259.fs1.hubspotusercontent-na1.net/hub/6173259/hubfs/Website%20Images%202.0/New%20Icons/Second%20Round%20ALL/Percentage%20signs-1.png?width=64&height=64&name=Percentage%20signs-1.png)
Fixed or Variable Options
Choose our PrimeWay Tax Advantage IRA Savings Account for a variable rate, or one of our PrimeWay IRA CDs for a fixed rate that’s locked in for a specified term.
![Convenient Access](https://6173259.fs1.hubspotusercontent-na1.net/hub/6173259/hubfs/Website%20Images%202.0/New%20Icons/Second%20Round%20ALL/036-chat-1%2064x64-1.png?width=64&height=64&name=036-chat-1%2064x64-1.png)
Convenient Access
You can access your IRA and view your earnings online or using our free mobile app.
Dividends Compounded & Credited Monthly
Opening an IRA is Easy
![Step 1](https://f.hubspotusercontent00.net/hub/6173259/hubfs/Website%20Images%202.0/New%20Icons/Second%20Round%20ALL/1.png?width=64&height=64&name=1.png)
Step 1
Schedule an appointment with one of our financial advisors to set up your account.
![Step 2](https://f.hubspotusercontent00.net/hub/6173259/hubfs/Website%20Images%202.0/New%20Icons/Second%20Round%20ALL/2.png?width=64&height=64&name=2.png)
Step 2
Choose which account is right for you and deposit your funds.
![Step 3](https://f.hubspotusercontent00.net/hub/6173259/hubfs/Website%20Images%202.0/New%20Icons/Second%20Round%20ALL/3.png?width=64&height=64&name=3.png)
Step 3
Set up automatic transfers and watch your money grow each month!
IRA FAQs
The minimum deposit is $2,500 and you’ll earn a higher return on higher deposits.
With a short term, you’ll earn lower dividends than you would with a long term. The choice is yours to make.
Yes. Our IRA accounts are all NCUA-insured and protected by the full faith and credit of the United States Government.
Learn Why Our Members Love PrimeWay
![1356947648](https://f.hubspotusercontent00.net/hub/6173259/hubfs/Home%20Page%20Images/1356947648.jpg?width=792&height=528&name=1356947648.jpg)
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![1223833738](https://f.hubspotusercontent00.net/hub/6173259/hubfs/1223833738.jpg?width=792&height=528&name=1223833738.jpg)
![Jim Vo](https://f.hubspotusercontent00.net/hub/6173259/hubfs/Home%20Page%20Images/785624554.jpg?width=792&height=528&name=785624554.jpg)
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Education
"I never feel like a customer, more like family. Over my years of membership, the bankers have taken the time to educate me about my money – they have made the process easy."
![Sharian Nero](https://f.hubspotusercontent00.net/hub/6173259/hubfs/Sharian%20Nero.jpeg?width=80&height=80&name=Sharian%20Nero.jpeg)
Trusted
"My parents have been members for years. My family trusts PrimeWay."
![Danielle Blankenship](https://f.hubspotusercontent00.net/hub/6173259/hubfs/Home%20Page%20Images/Danielle%20Blankenship.jpeg?width=80&height=80&name=Danielle%20Blankenship.jpeg)
Easy Process
"PrimeWay helped with my daughter's college tuition. The process was easy."
![Janesha Shoulders](https://f.hubspotusercontent00.net/hub/6173259/hubfs/Home%20Page%20Images/Janesha&Janasia%20Shoulders.jpeg?width=80&height=80&name=Janesha&Janasia%20Shoulders.jpeg)
Rock Solid
"I've been a member since 1968. My relationship with PrimeWay has been rock solid."
![Doris Stauffacher](https://f.hubspotusercontent00.net/hub/6173259/hubfs/Doris%20Stauffacher.jpeg?width=80&height=80&name=Doris%20Stauffacher.jpeg)
Great Rates
"Originally I joined PrimeWay because of a great rate on a personal loan. I've remained a member ever since."
![Jim Vo](https://f.hubspotusercontent00.net/hub/6173259/hubfs/Home%20Page%20Images/Jim%20Vo.jpeg?width=80&height=80&name=Jim%20Vo.jpeg)
Community
"We live in this community and the new branch location is perfect and the promotional CD rate is even better."
![Joe Darensbourg](https://f.hubspotusercontent00.net/hub/6173259/hubfs/Home%20Page%20Images/Joe%20Darensbourg.jpeg?width=80&height=80&name=Joe%20Darensbourg.jpeg)