Use a Boat & Watercraft Loan from PrimeWay to buy a variety of boats, including ski boats, pontoon boats, sailboats, sport-fishing boats, jet skis – and much more!
Freedom to Negotiate
With our quick and easy pre-approval process, you can get approved in 24 hours and find the boat or watercraft of your dreams.
Terms up to 12 Years
Making your boat loan payments shouldn’t be stressful. With extended terms up to 12 years, your dream of owning a boat is within reach.
PrimeWay members enjoy affordable interest rates every day – and that includes Boat & Watercraft Loans.
Skip a Payment on Your Boat & Watercraft Loan
Having one of those months where money is a little tight due to some unexpected expenses? At PrimeWay, we understand. That's why we offer our members the chance to Skip-a-Pay. For just $25 per qualifying loan, you can skip your payment and free up the cash you need.
Boat & Watercraft Loan FAQs
We offer flexible loan terms up to 144 months (12 years) for boats & watercraft. Loan maximums are based on terms.
Learn Why Our Members Love PrimeWay
"I never feel like a customer, more like family. Over my years of membership, the bankers have taken the time to educate me about my money – they have made the process easy."
"My parents have been members for years. My family trusts PrimeWay."
"PrimeWay helped with my daughter's college tuition. The process was easy."
"I've been a member since 1968. My relationship with PrimeWay has been rock solid."
"Originally I joined PrimeWay because of a great rate on a personal loan. I've remained a member ever since."
"We live in this community and the new branch location is perfect and the promotional CD rate is even better."
Refinancing is subject to credit approval by PrimeWay Federal Credit Union. Rates will be determined at the time you apply based on application information. Additional terms and conditions apply such as vehicle age and mileage. If you decide to refinance with PrimeWay Federal Credit Union, you may be able to lower your monthly loan payment or reduce your APR. However, if you choose a loan term that is longer than the term left on your existing vehicle loan, you will pay interest over a longer period of time, and the overall cost of your loan may be higher. Consult your financial advisor to see if refinancing your vehicle loan is right for you.