Best Student Checking & Savings in Houston
The affordable way to teach your kids about money.
Flexible, Affordable Accounts for Students
Free Checks & Debit Cards
When you open a student account with us, you’ll get free temporary checks and a free MasterCard debit card.
Low Minimum Deposits
Open a Student Savings account with a minimum deposit of $5 or a Student Checking account with a minimum deposit of $25.
Free MX Money Tool
Our free money management tool, MX Money, allows kids to access their accounts online or in-app, so they can track their savings and spending.
Earn Dividends
Kids with Student Accounts at PrimeWay can earn dividends on their savings with a minimum $100 balance.
Start with a Minimum Deposit of $5
How to Open a Student Account at PrimeWay
Step 1
Click the button below to open your account online.
Step 2
Make a minimum deposit of $5 for savings or $25 for checking.
Step 3
Manage the accounts online or via the app and watch the savings grow!
Student Account FAQs
No, account holders can write unlimited checks each month.
No, there are no monthly service fees.
Yes, you can opt in to our Occasional Overdraft Protection Service (OOPS) at a reduced rate.
Learn Why Our Members Love PrimeWay
Education
"I never feel like a customer, more like family. Over my years of membership, the bankers have taken the time to educate me about my money – they have made the process easy."
Trusted
"My parents have been members for years. My family trusts PrimeWay."
Easy Process
"PrimeWay helped with my daughter's college tuition. The process was easy."
Rock Solid
"I've been a member since 1968. My relationship with PrimeWay has been rock solid."
Great Rates
"Originally I joined PrimeWay because of a great rate on a personal loan. I've remained a member ever since."
Community
"We live in this community and the new branch location is perfect and the promotional CD rate is even better."
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Overdraft Protection Transfer Fee: A fee of $6.00 is assessed for each automated transfer from a savings account or parent account to cover an overdraft. An overdraft occurs if the available balance in the account is not sufficient to cover drafts, fees or other items posted to account, whether the transaction was made by check, electronically, or otherwise. The available balance takes into account any pending debits received but not posted to the account, i.e., preauthorized debit card transactions, pending checks, transfers, withdrawals, or holds on your account. If PrimeWay pays a draft or imposes a fee that would otherwise overdraw account, account holder agrees to pay the overdrawn amount immediately. Account will not have any overdraft protection if the designated savings or parent account has insufficient funds to cover the transaction. A NSF fee of $30.00 is charged per item returned unpaid Refer to the Account & Fee Disclosure for details.