With low credit union rates, home improvement loans are affordable and offer an easy, low-stress way to get the money you need.
With fixed rates, you’ll know exactly what to pay each month. Home improvement loans fit into your budget.
Making improvements to your home now can translate to bigger profits when you sell. Whether you want to remodel, build an addition, or upgrade your flooring, a home improvement loan is the solution.
Your home should be somewhere you love to be. With a home improvement loan, you can add the features and upgrades that will turn your home into your dream.
The money from your Home Improvement Loan must be used for home improvement expenses, including renovating, remodeling, or putting an addition on your home.
Yes, in most cases, making upgrades or improvements to your home will increase its market value.
The decision to approve someone for a Home Improvement Loan is based on various criteria, including credit score, collateral, and your Loan-to-Value ratio.
Your credit score, or FICO score, is a number that reflects your financial responsibility and helps lenders decide if you're a credit risk or not. Your score is based on - but not part of - your credit report. It's generated at the time of the request, then included with the report.
The five factors that determine your Credit Score are:
Learn more about what determines your credit score and how your score is interpreted.
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APR=Annual Percentage Rate. All rates are listed as Annual Percentage Rate (APR). Certain credit criteria and restrictions apply. Loans subject to credit approval. Qualifying rates may be based on a combination of your credit score, the term you select, collateral, lien position, loan-to-value ratio, and other normal lending criteria. Rates are subject to change without notice. Your final APR may vary based upon customary fees and closing costs, which are treatable as interest when calculating your final APR. For more information, please contact a PrimeWay representative at 713-799-6200.